Navi General Insurance vs Oriental Insurance Company: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | Navi General Insurance | Oriental Insurance Company | Period |
|---|---|---|---|
| central govt. securities(size) | 46.0 % | 24.1 % | Q1 FY26-27 |
| debentures & bonds(size) | 14678 INR_lakhs | 113014 INR_lakhs | Q1 FY26-27 |
| motor tp combined ratio | 185.0 % | 198.5 % | Q1 FY26-27 |
| fire incurred claims ratio | 1.0 % | 95.6 % | Q1 FY26-27 |
| Corporate Agents – Others policies(size) | -360 count | 18408 count | Q1 FY26-27 |
| fire segment premium(size) | -15 ₹ lakh | 44889 ₹ lakh | Q1 FY26-27 |
| motor od incurred claims ratio | -739.0 % | 116.5 % | Q1 FY26-27 |
| aviation segment premium(size) | 0 ₹ lakh | 3844 ₹ lakh | Q1 FY26-27 |
| combined ratio | 128.0 % | 11916.0 % | Q1 FY26-27 |
| gross npa (amount) | 0 INR_lakhs | 30410 INR_lakhs | Q1 FY26-27 |
| net worth growth rate(size) | -2.0 % | 11532.0 % | Q1 FY26-27 |
| net earning ratio | -6.0 % | -767.0 % | Q1 FY26-27 |
| other investments(size) | 3703 INR_lakhs | 68227 INR_lakhs | Q1 FY26-27 |
| available solvency margin(size) | 17438 ₹ lakh | -998362 ₹ lakh | Q1 FY26-27 |
| marine cargo segment premium(size) | 0 ₹ lakh | 11763 ₹ lakh | Q1 FY26-27 |
| housing & infrastructure(size) | 28.0 % | 17.3 % | Q1 FY26-27 |
| book value per share(size) | 6.79 ₹ | 1.10 ₹ | Q1 FY26-27 / Q1 FY22-23 |
| gross direct premium growth rate(size) | 66.0 % | 484.0 % | Q1 FY26-27 |
| engineering combined ratio | -38.0 % | 74.9 % | Q1 FY26-27 |
| investment income ratio | 2.0 % | 0.0 % | Q1 FY26-27 |
| infrastructure & housing(size) | 8459 INR_lakhs | 508049 INR_lakhs | Q1 FY26-27 |
| operating profit ratio | -6.0 % | -760.0 % | Q1 FY26-27 |
| engineering incurred claims ratio | 0.0 % | 56.8 % | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | 17.00 × | -78.00 × | Q1 FY26-27 |
| gross written premium(size) | 56 ₹ crore | 11858 ₹ crore | Q1 FY26-27 |
| earnings per share(size) | -0.06 ₹ | -0.20 ₹ | Q1 FY26-27 / Q1 FY22-23 |
| marine hull segment premium(size) | 0 ₹ lakh | 8707 ₹ lakh | Q1 FY26-27 |
| profit after tax(size) | -3 ₹ crore | -340 ₹ crore | Q1 FY26-27 |
| liability segment premium(size) | 0 ₹ lakh | 2838 ₹ lakh | Q1 FY26-27 |
| motor TP segment premium(size) | 816 ₹ lakh | 61082 ₹ lakh | Q1 FY26-27 |
| health combined ratio | 140.0 % | 109.6 % | Q1 FY26-27 |
| expense ratio to gross premium | 35.0 % | 15.5 % | Q1 FY26-27 |
| health incurred claims ratio | 109.0 % | 95.5 % | Q1 FY26-27 |
| net retention ratio(size) | 93.0 % | 6974.0 % | Q1 FY26-27 |
| required solvency margin(size) | 6081 ₹ lakh | 587764 ₹ lakh | Q1 FY26-27 |
| personal accident combined ratio | 38.0 % | 88.2 % | Q1 FY26-27 |
| Corporate Agents – Others premium(size) | -44 ₹ lakh | 1425 ₹ lakh | Q1 FY26-27 |
| incurred claims ratio | 92.0 % | 10011.0 % | Q1 FY26-27 |
| personal accident segment premium(size) | 190 ₹ lakh | 220939 ₹ lakh | Q1 FY26-27 |
| equity & preference shares(size) | 1044 INR_lakhs | 729157 INR_lakhs | Q1 FY26-27 |
| travel segment premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| gross yield (quarterly) | 2.00 % | 8.94 % | Q1 FY26-27 |
| health segment premium(size) | 4470 ₹ lakh | 220179 ₹ lakh | Q1 FY26-27 |
| crop insurance segment premium(size) | 0 ₹ lakh | 34 ₹ lakh | Q1 FY26-27 |
| net commission ratio(size) | 6.0 % | 766.0 % | Q1 FY26-27 |
| motor od combined ratio | -692.0 % | 141.4 % | Q1 FY26-27 |
| motor OD segment premium(size) | 178 ₹ lakh | 28024 ₹ lakh | Q1 FY26-27 |
| fire combined ratio | 8.0 % | 145.6 % | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 5.3 % | 6.9 % | Q1 FY26-27 |
| personal accident incurred claims ratio | 8.0 % | 72.5 % | Q1 FY26-27 |
| net yield (quarterly) | 2.00 % | 5.82 % | Q1 FY26-27 |
| Brokers premium(size) | 576 ₹ lakh | 389890 ₹ lakh | Q1 FY26-27 |
| workmen's compensation segment premium(size) | 0 ₹ lakh | 1417 ₹ lakh | Q1 FY26-27 |
| government securities(size) | 26367 INR_lakhs | 1142392 INR_lakhs | Q1 FY26-27 |
| profit before tax(size) | -4 ₹ crore | -340 ₹ crore | Q1 FY26-27 |
| engineering segment premium(size) | 0 ₹ lakh | 11513 ₹ lakh | Q1 FY26-27 |
| solvency ratio | 2.87 × | -1.70 × | Q1 FY26-27 |
| mutual funds(size) | 5122 INR_lakhs | 31097 INR_lakhs | Q1 FY26-27 |
| motor tp incurred claims ratio | 116.0 % | 168.5 % | Q1 FY26-27 |
| Brokers policies(size) | 4260 count | 572387 count | Q1 FY26-27 |
| expense ratio | 36.0 % | 19.1 % | Q1 FY26-27 |
| underwriting balance ratio | -29.0 % | -19.0 % | Q1 FY26-27 |
| govt + approved securities(size) | 47.0 % | 56.5 % | Q1 FY26-27 |
| claims paid to provisioned ratio(size) | 36.0 % | 13.6 % | Q1 FY26-27 |
| gross NPA ratio | 0.00 % | 1.93 % | Q2 FY25-26 / Q1 FY22-23 |
| net NPA ratio | 0.00 % | 0.00 % | Q2 FY25-26 / Q1 FY22-23 |
| real estate & subsidiaries(size) | 5083 INR_lakhs | 5 INR_lakhs | Q1 FY25-26 / Q1 FY26-27 |
| claim settlement ratio | 72.4 % | 85.5 % | FY24-25 |
| claims repudiation ratio | 17.14 % | 0.34 % | FY24-25 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.