Factuary

National Insurance Company vs Zuno General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricNational Insurance CompanyZuno General InsurancePeriod
mutual funds(size)117077 INR_lakhs7230 INR_lakhsQ1 FY26-27
other segment premium(size)14971 ₹ lakh2472 ₹ lakhQ1 FY26-27
Individual Agents premium(size)149079 ₹ lakh339 ₹ lakhQ1 FY26-27
Corporate Agents – Banks premium(size)1179 ₹ lakh-2 ₹ lakhQ1 FY26-27
motor od incurred claims ratio103.3 %80.0 %Q1 FY26-27
fire incurred claims ratio77.0 %-46.0 %Q1 FY26-27
govt + approved securities(size)41.7 %31.0 %Q1 FY26-27
Web Aggregators policies(size)15 count26 countQ1 FY26-27
solvency ratio-1.22 ×1.64 ×Q1 FY26-27
fire segment premium(size)47154 ₹ lakh1482 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)4516 count3 countQ1 FY26-27
Brokers premium(size)172211 ₹ lakh34463 ₹ lakhQ1 FY26-27
government securities(size)1219327 INR_lakhs41239 INR_lakhsQ1 FY26-27
Point of Sales Person (Direct) policies(size)156008 count9545 countQ1 FY26-27
Brokers policies(size)1425107 count221205 countQ1 FY26-27
liability combined ratio50.7 %77.0 %Q1 FY26-27
Other policies(size)0 count0 countQ1 FY26-27
debentures & bonds(size)422924 INR_lakhs35131 INR_lakhsQ1 FY26-27
motor tp combined ratio165.4 %89.0 %Q1 FY26-27
equity & preference shares(size)1314528 INR_lakhs4406 INR_lakhsQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh2 ₹ lakhQ1 FY26-27
liability incurred claims ratio7.3 %55.0 %Q1 FY26-27
operating profit ratio-12.8 %-3.0 %Q1 FY26-27
MISP (Direct) policies(size)1896 count1970 countQ1 FY26-27
npa provision coverage100.0 %0.0 %Q1 FY26-27
net retention ratio(size)85.1 %57.0 %Q1 FY26-27
MISP (Direct) premium(size)264 ₹ lakh431 ₹ lakhQ1 FY26-27
aviation segment premium(size)2043 ₹ lakh0 ₹ lakhQ1 FY26-27
marine cargo incurred claims ratio99.9 %903.0 %Q1 FY26-27
motor tp incurred claims ratio124.7 %53.0 %Q1 FY26-27
Corporate Agents – Others policies(size)11710 count4637 countQ1 FY26-27
net yield (quarterly)7.06 %2.05 %Q1 FY26-27
investment income ratio9.8 %2.1 %Q1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
travel segment premium(size)0 ₹ lakh40 ₹ lakhQ1 FY26-27
gross direct premium growth rate(size)7.8 %62.0 %Q1 FY26-27
gross npa ratio0.75 %0.00 %Q1 FY26-27
workmen's compensation incurred claims ratio44.0 %56.0 %Q1 FY26-27
expense ratio to gross premium31.8 %31.0 %Q1 FY26-27
Individual Agents policies(size)1329274 count2652 countQ1 FY26-27
technical reserves to premium ratio(size)913.0 %6.3 %Q1 FY26-27
crop insurance segment premium(size)1217 ₹ lakh0 ₹ lakhQ1 FY26-27
incurred claims ratio98.9 %81.0 %Q1 FY26-27
central govt. securities(size)21.2 %23.0 %Q1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
combined ratio134.4 %115.0 %Q1 FY26-27
marine cargo combined ratio136.8 %936.0 %Q1 FY26-27
Corporate Agents – Others premium(size)943 ₹ lakh3306 ₹ lakhQ1 FY26-27
expense ratio35.4 %34.0 %Q1 FY26-27
gross npa (amount)21708 INR_lakhs0 INR_lakhsQ1 FY26-27
real estate & subsidiaries(size)17 INR_lakhs4636 INR_lakhsQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count0 countQ1 FY26-27
other investments(size)60405 INR_lakhs20794 INR_lakhsQ1 FY26-27
personal accident combined ratio86.1 %124.0 %Q1 FY26-27
engineering segment premium(size)13903 ₹ lakh121 ₹ lakhQ1 FY26-27
net earning ratio-13.5 %-2.0 %Q1 FY26-27
underwriting balance ratio-36.0 %-0.2 %Q1 FY26-27
profit after tax(size)-496 ₹ crore-4 ₹ croreQ1 FY26-27
housing & infrastructure(size)16.8 %26.0 %Q1 FY26-27
motor OD segment premium(size)43901 ₹ lakh11217 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)825 count416 countQ1 FY26-27
claim settlement ratio52.7 %70.9 %Q1 FY26-27
personal accident segment premium(size)39683 ₹ lakh2430 ₹ lakhQ1 FY26-27
personal accident incurred claims ratio60.1 %96.0 %Q1 FY26-27
engineering combined ratio89.1 %-308.0 %Q1 FY26-27
profit before tax(size)-496 ₹ crore-4 ₹ croreQ1 FY26-27
marine cargo segment premium(size)5029 ₹ lakh104 ₹ lakhQ1 FY26-27
infrastructure & housing(size)255830 INR_lakhs52190 INR_lakhsQ1 FY26-27
workmen's compensation combined ratio90.3 %93.0 %Q1 FY26-27
health incurred claims ratio105.3 %99.0 %Q1 FY26-27
workmen's compensation segment premium(size)1526 ₹ lakh1 ₹ lakhQ1 FY26-27
gross yield (quarterly)10.69 %2.05 %Q1 FY26-27
health segment premium(size)149925 ₹ lakh12044 ₹ lakhQ1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
motor TP segment premium(size)91131 ₹ lakh10171 ₹ lakhQ1 FY26-27
health combined ratio137.6 %126.0 %Q1 FY26-27
fire combined ratio117.0 %-38.0 %Q1 FY26-27
engineering incurred claims ratio48.6 %471.0 %Q1 FY26-27
gross direct premium to net worth ratio(size)-92.00 ×98.00 ×Q1 FY26-27
motor od combined ratio141.0 %133.0 %Q1 FY26-27
marine hull segment premium(size)3347 ₹ lakh0 ₹ lakhQ1 FY26-27
liability segment premium(size)7861 ₹ lakh91 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)11084 ₹ lakh1065 ₹ lakhQ1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
net commission ratio(size)10.7 %10.0 %Q1 FY26-27
gross NPA ratio0.75 %0.00 %Q1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)231 ₹ lakh64 ₹ lakhQ1 FY26-27
net yield (annualized)7.91 %8.42 %Q4 FY25-26 / FY25-26
gross yield (annualized)11.98 %8.42 %Q4 FY25-26 / FY25-26
other approved securities(size)929 INR_lakhs15995 INR_lakhsQ3 FY25-26 / Q1 FY26-27
gross written premium(size)16833 ₹ crore402 ₹ croreFY25-03 / Q1 FY26-27
claims repudiation ratio4.68 %7.59 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

National Insurance Company
All IRDAI metrics →
Zuno General Insurance
All IRDAI metrics →

How to read IRDAI comparison data ·Back to all comparisons