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IFFCO Tokio General Insurance vs Liberty General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricIFFCO Tokio General InsuranceLiberty General InsurancePeriod
net commission ratio(size)17.6 %26.0 %Q1 FY26-27
engineering incurred claims ratio39.5 %406.0 %Q1 FY26-27
Corporate Agents – Others premium(size)1666 ₹ lakh2000 ₹ lakhQ1 FY26-27
housing & infrastructure(size)21.0 %35.0 %Q1 FY26-27
marine cargo segment premium(size)13828 ₹ lakh678 ₹ lakhQ1 FY26-27
govt + approved securities(size)51.0 %35.0 %Q1 FY26-27
solvency ratio1.97 ×1.75 ×Q1 FY26-27 / Q4 FY24-25
motor tp combined ratio121.6 %99.0 %Q1 FY26-27
Common Service Centres (CSC) premium(size)361 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
liability incurred claims ratio86.6 %21.0 %Q1 FY26-27
gross direct premium to net worth ratio(size)51.00 ×49.00 ×Q1 FY26-27
profit before tax(size)21 ₹ crore-24 ₹ croreQ1 FY26-27
marine hull combined ratio-183.9 %0.0 %Q1 FY26-27
debentures & bonds(size)318167 INR_lakhs165678 INR_lakhsQ1 FY26-27
motor TP segment premium(size)58853 ₹ lakh25023 ₹ lakhQ1 FY26-27
fire combined ratio74.5 %97.0 %Q1 FY26-27
central govt. securities(size)30.0 %22.0 %Q1 FY26-27
personal accident incurred claims ratio82.3 %120.0 %Q1 FY26-27
Corporate Agents – Banks premium(size)1633 ₹ lakh0 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)-1 count4 countQ1 FY26-27
Common Service Centres (CSC) policies(size)15610 count0 countQ1 FY26-27 / Q4 FY25-26
Individual Agents policies(size)403281 count37728 countQ1 FY26-27
motor od incurred claims ratio71.7 %78.0 %Q1 FY26-27
travel combined ratio260.6 %88.0 %Q1 FY26-27
workmen's compensation incurred claims ratio84.7 %122.0 %Q1 FY26-27
MISP (Direct) premium(size)4332 ₹ lakh796 ₹ lakhQ1 FY26-27
marine hull incurred claims ratio0.0 %0.0 %Q1 FY26-27
gross yield (quarterly)1.77 %7.29 %Q1 FY26-27
health segment premium(size)25599 ₹ lakh16474 ₹ lakhQ1 FY26-27
equity & preference shares(size)466 INR_lakhs500 INR_lakhsQ1 FY26-27 / Q3 FY25-26
mutual funds(size)20724 INR_lakhs4843 INR_lakhsQ1 FY26-27
Insurance Marketing Firm premium(size)352 ₹ lakh135 ₹ lakhQ1 FY26-27
motor OD segment premium(size)59663 ₹ lakh25515 ₹ lakhQ1 FY26-27
incurred claims ratio86.8 %81.0 %Q1 FY26-27
liability segment premium(size)2326 ₹ lakh1600 ₹ lakhQ1 FY26-27
health combined ratio121.6 %122.0 %Q1 FY26-27
MISP (Direct) policies(size)355111 count20273 countQ1 FY26-27
motor tp incurred claims ratio98.5 %63.0 %Q1 FY26-27
Brokers premium(size)128946 ₹ lakh61880 ₹ lakhQ1 FY26-27
motor od combined ratio130.3 %135.0 %Q1 FY26-27
operating profit ratio-2.6 %-6.0 %Q1 FY26-27
expense ratio to gross premium29.2 %39.0 %Q1 FY26-27
fire incurred claims ratio82.5 %56.0 %Q1 FY26-27
claims paid to provisioned ratio(size)6.9 %54.0 %Q1 FY26-27
combined ratio121.2 %121.0 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)17618 ₹ lakh6562 ₹ lakhQ1 FY26-27
gross written premium(size)2230 ₹ crore2246 ₹ croreQ1 FY26-27 / FY25-03
aviation combined ratio0.0 %-4350.0 %Q1 FY26-27
net worth growth rate(size)3.0 %55.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)2593 count1038 countQ1 FY26-27
marine cargo incurred claims ratio87.1 %91.0 %Q1 FY26-27
Individual Agents premium(size)42681 ₹ lakh4384 ₹ lakhQ1 FY26-27
other investments(size)176186 INR_lakhs500 INR_lakhsQ1 FY26-27
Corporate Agents – Banks policies(size)66514 count4 countQ1 FY26-27
underwriting balance ratio-20.7 %-15.0 %Q1 FY26-27
Web Aggregators premium(size)0 ₹ lakh2 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)188926 count70385 countQ1 FY26-27
net yield (quarterly)1.32 %7.29 %Q1 FY26-27
fire segment premium(size)28287 ₹ lakh2088 ₹ lakhQ1 FY26-27
aviation incurred claims ratio0.0 %50.0 %Q1 FY26-27
gross direct premium growth rate(size)10.2 %23.0 %Q1 FY26-27
engineering segment premium(size)10440 ₹ lakh1191 ₹ lakhQ1 FY26-27
travel incurred claims ratio204.4 %78.0 %Q1 FY26-27
marine cargo combined ratio111.4 %127.0 %Q1 FY26-27
health incurred claims ratio97.5 %99.0 %Q1 FY26-27
infrastructure & housing(size)397223 INR_lakhs208064 INR_lakhsQ1 FY26-27
Corporate Agents – Others policies(size)36040 count20294 countQ1 FY26-27
workmen's compensation segment premium(size)2001 ₹ lakh297 ₹ lakhQ1 FY26-27
profit after tax(size)16 ₹ crore-24 ₹ croreQ1 FY26-27
technical reserves to premium ratio(size)9.1 %6.5 %Q1 FY26-27
travel segment premium(size)61 ₹ lakh923 ₹ lakhQ1 FY26-27
net retention ratio(size)64.7 %91.0 %Q1 FY26-27
government securities(size)933317 INR_lakhs174603 INR_lakhsQ1 FY26-27
workmen's compensation combined ratio123.7 %162.0 %Q1 FY26-27
engineering combined ratio112.1 %444.0 %Q1 FY26-27
expense ratio34.4 %40.0 %Q1 FY26-27
personal accident segment premium(size)2475 ₹ lakh528 ₹ lakhQ1 FY26-27
liability combined ratio121.0 %49.0 %Q1 FY26-27
personal accident combined ratio109.9 %141.0 %Q1 FY26-27
investment income ratio1.8 %7.3 %Q1 FY26-27
Brokers policies(size)848698 count614443 countQ1 FY26-27
gross yield (annualized)7.23 %7.42 %Q4 FY25-26
net yield (annualized)5.41 %7.42 %Q4 FY25-26
other approved securities(size)1501 INR_lakhs32779 INR_lakhsQ3 FY25-26 / Q1 FY26-27
claims repudiation ratio3.06 %3.06 %FY24-25
claim settlement ratio82.0 %87.6 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

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IFFCO Tokio General Insurance
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Liberty General Insurance
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