Agriculture Insurance Company of India vs Tata AIG General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAgriculture Insurance Company of IndiaTata AIG General InsurancePeriod
Web Aggregators premium(size)0 ₹ lakh78 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)0 count33859 countQ1 FY26-27
net worth growth rate(size)11.8 %3.0 %Q1 FY26-27
gross written premium(size)13 ₹ crore17703 ₹ croreQ1 FY26-27 / FY25-03
crop combined ratio-82.4 %-570.0 %Q1 FY26-27
claims paid to provisioned ratio(size)30.1 %5.0 %Q1 FY26-27
other investments(size)159885 INR_lakhs238487 INR_lakhsQ1 FY26-27
Point of Sales Person (Direct) premium(size)163 ₹ lakh43612 ₹ lakhQ1 FY26-27
profit after tax(size)329 ₹ crore195 ₹ croreQ1 FY26-27
Corporate Agents – Banks premium(size)1 ₹ lakh26151 ₹ lakhQ1 FY26-27
technical reserves to premium ratio(size)-176.5 %6.0 %Q1 FY26-27
net yield (quarterly)6.31 %1.63 %Q1 FY26-27
Individual Agents policies(size)1 count692010 countQ1 FY26-27
required solvency margin(size)175571 ₹ lakh353769 ₹ lakhQ1 FY26-27
crop insurance segment premium(size)-8680 ₹ lakh5 ₹ lakhQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh117253 ₹ lakhQ1 FY26-27
MISP (Direct) policies(size)0 count208206 countQ1 FY26-27
combined ratio-162.7 %111.0 %Q1 FY26-27
book value per share(size)474.68 ₹67.70 ₹Q1 FY26-27
gross npa (amount)0 INR_lakhs0 INR_lakhsQ1 FY26-27
equity & preference shares(size)137903 INR_lakhs679771 INR_lakhsQ1 FY26-27
profit before tax(size)451 ₹ crore261 ₹ croreQ1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh9417 ₹ lakhQ1 FY26-27
central govt. securities(size)22.3 %22.0 %Q1 FY26-27
solvency ratio4.65 ×1.84 ×Q1 FY26-27
gross direct premium to net worth ratio(size)-1.00 ×97.00 ×Q1 FY26-27
housing & infrastructure(size)20.4 %16.0 %Q1 FY26-27
Web Aggregators policies(size)0 count451 countQ1 FY26-27
net earning ratio-781.1 %5.0 %Q1 FY26-27
underwriting balance ratio32.0 %-0.2 %Q1 FY26-27
mutual funds(size)163594 INR_lakhs214987 INR_lakhsQ1 FY26-27
net commission ratio(size)-11.9 %20.0 %Q1 FY26-27
net retention ratio(size)72.4 %59.0 %Q1 FY26-27
govt + approved securities(size)44.3 %40.0 %Q1 FY26-27
available solvency margin(size)815927 ₹ lakh651816 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)28 count239087 countQ1 FY26-27
npa provision coverage0.0 %0.0 %Q1 FY26-27
Brokers premium(size)660 ₹ lakh350032 ₹ lakhQ1 FY26-27
debentures & bonds(size)142571 INR_lakhs709686 INR_lakhsQ1 FY26-27
Corporate Agents – Others policies(size)0 count716768 countQ1 FY26-27
crop incurred claims ratio72.9 %128.0 %Q1 FY26-27
other segment premium(size)1272 ₹ lakh20479 ₹ lakhQ1 FY26-27
Corporate Agents – Others premium(size)0 ₹ lakh29694 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)4663 count531281 countQ1 FY26-27
gross yield (quarterly)6.31 %2.18 %Q1 FY26-27
government securities(size)736336 INR_lakhs1535427 INR_lakhsQ1 FY26-27
Brokers policies(size)37423 count1680361 countQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh3905 ₹ lakhQ1 FY26-27
expense ratio to gross premium-129.5 %32.0 %Q1 FY26-27
expense ratio-235.9 %37.0 %Q1 FY26-27
operating profit ratio64.1 %4.0 %Q1 FY26-27
gross direct premium growth rate(size)-208.9 %34.0 %Q1 FY26-27
infrastructure & housing(size)338584 INR_lakhs755625 INR_lakhsQ1 FY26-27
incurred claims ratio73.2 %74.0 %Q1 FY26-27
investment income ratio1.7 %2.0 %Q1 FY26-27
gross yield (annualized)6.79 %7.80 %Q4 FY25-26
net yield (annualized)6.79 %5.81 %Q4 FY25-26
claim settlement ratio22.5 %80.2 %FY24-25
claims repudiation ratio0.00 %2.80 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Agriculture Insurance Company of India
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Tata AIG General Insurance
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