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Agriculture Insurance Company of India vs Shriram General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAgriculture Insurance Company of IndiaShriram General InsurancePeriod
Web Aggregators premium(size)0 ₹ lakh17 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)0 count1251 countQ1 FY26-27
net worth growth rate(size)11.8 %7.3 %Q1 FY26-27
gross written premium(size)13 ₹ crore1180 ₹ croreQ1 FY26-27
Other premium(size)-3131 ₹ lakh0 ₹ lakhQ1 FY26-27
crop combined ratio-82.4 %0.0 %Q1 FY26-27
claims paid to provisioned ratio(size)30.1 %5.2 %Q1 FY26-27
other investments(size)159885 INR_lakhs1078 INR_lakhsQ1 FY26-27
Point of Sales Person (Direct) premium(size)163 ₹ lakh46028 ₹ lakhQ1 FY26-27
profit after tax(size)329 ₹ crore131 ₹ croreQ1 FY26-27
Corporate Agents – Banks premium(size)1 ₹ lakh350 ₹ lakhQ1 FY26-27
technical reserves to premium ratio(size)-176.5 %1079.9 %Q1 FY26-27
net yield (quarterly)6.31 %5.43 %Q1 FY26-27
Individual Agents policies(size)1 count58733 countQ1 FY26-27
required solvency margin(size)175571 ₹ lakh89841 ₹ lakhQ1 FY26-27
crop insurance segment premium(size)-8680 ₹ lakh0 ₹ lakhQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh4860 ₹ lakhQ1 FY26-27
earnings per share(size)16.43 ₹5.06 ₹Q1 FY26-27
MISP (Direct) policies(size)0 count30316 countQ1 FY26-27
combined ratio-162.7 %104.7 %Q1 FY26-27
book value per share(size)474.68 ₹114.19 ₹Q1 FY26-27
gross npa (amount)0 INR_lakhs0 INR_lakhsQ1 FY26-27
equity & preference shares(size)137903 INR_lakhs151575 INR_lakhsQ1 FY26-27
Other policies(size)63444 count0 countQ1 FY26-27
profit before tax(size)451 ₹ crore174 ₹ croreQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh623 ₹ lakhQ1 FY26-27
central govt. securities(size)22.3 %25.6 %Q1 FY26-27
solvency ratio4.65 ×3.02 ×Q1 FY26-27
gross direct premium to net worth ratio(size)-1.00 ×39.87 ×Q1 FY26-27
Common Service Centres (CSC) policies(size)124437 count631 countQ1 FY26-27
Micro Agents policies(size)2 count0 countQ1 FY26-27
housing & infrastructure(size)20.4 %34.9 %Q1 FY26-27
Web Aggregators policies(size)0 count108 countQ1 FY26-27
net earning ratio-781.1 %12.3 %Q1 FY26-27
underwriting balance ratio32.0 %-6.1 %Q1 FY26-27
net commission ratio(size)-11.9 %25.6 %Q1 FY26-27
net retention ratio(size)72.4 %84.0 %Q1 FY26-27
govt + approved securities(size)44.3 %30.3 %Q1 FY26-27
available solvency margin(size)815927 ₹ lakh271557 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)28 count13162 countQ1 FY26-27
npa provision coverage0.0 %0.0 %Q1 FY26-27
Brokers premium(size)660 ₹ lakh29449 ₹ lakhQ1 FY26-27
debentures & bonds(size)142571 INR_lakhs319808 INR_lakhsQ1 FY26-27
Corporate Agents – Others policies(size)0 count723601 countQ1 FY26-27
crop incurred claims ratio72.9 %0.0 %Q1 FY26-27
other segment premium(size)1272 ₹ lakh1141 ₹ lakhQ1 FY26-27
Corporate Agents – Others premium(size)0 ₹ lakh34718 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)4663 count660339 countQ1 FY26-27
gross yield (quarterly)6.31 %7.26 %Q1 FY26-27
government securities(size)736336 INR_lakhs458529 INR_lakhsQ1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Brokers policies(size)37423 count313126 countQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh92 ₹ lakhQ1 FY26-27
expense ratio to gross premium-129.5 %33.7 %Q1 FY26-27
expense ratio-235.9 %37.4 %Q1 FY26-27
operating profit ratio64.1 %17.2 %Q1 FY26-27
gross direct premium growth rate(size)-208.9 %22.9 %Q1 FY26-27
Common Service Centres (CSC) premium(size)-5518 ₹ lakh11 ₹ lakhQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
infrastructure & housing(size)338584 INR_lakhs502514 INR_lakhsQ1 FY26-27
incurred claims ratio73.2 %68.7 %Q1 FY26-27
investment income ratio1.7 %1.7 %Q1 FY26-27
gross yield (annualized)6.79 %7.27 %Q4 FY25-26
net yield (annualized)6.79 %5.44 %Q4 FY25-26
other approved securities(size)389577 INR_lakhs5503 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claim settlement ratio22.5 %71.8 %FY24-25
claims repudiation ratio0.00 %3.53 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Agriculture Insurance Company of India
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Shriram General Insurance
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