Agriculture Insurance Company of India vs Oriental Insurance Company: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAgriculture Insurance Company of IndiaOriental Insurance CompanyPeriod
Web Aggregators premium(size)0 ₹ lakh15 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)0 count90 countQ1 FY26-27
net worth growth rate(size)11.8 %11532.0 %Q1 FY26-27
gross written premium(size)13 ₹ crore11858 ₹ croreQ1 FY26-27
Other premium(size)-3131 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
crop combined ratio-82.4 %233.8 %Q1 FY26-27
claims paid to provisioned ratio(size)30.1 %13.6 %Q1 FY26-27
other investments(size)159885 INR_lakhs68227 INR_lakhsQ1 FY26-27
Point of Sales Person (Direct) premium(size)163 ₹ lakh9562 ₹ lakhQ1 FY26-27
profit after tax(size)329 ₹ crore-340 ₹ croreQ1 FY26-27
net NPA ratio0.00 %0.00 %Q1 FY26-27 / Q1 FY22-23
Corporate Agents – Banks premium(size)1 ₹ lakh5572 ₹ lakhQ1 FY26-27
technical reserves to premium ratio(size)-176.5 %6.9 %Q1 FY26-27
net yield (quarterly)6.31 %5.82 %Q1 FY26-27
Individual Agents policies(size)1 count743681 countQ1 FY26-27
required solvency margin(size)175571 ₹ lakh587764 ₹ lakhQ1 FY26-27
crop insurance segment premium(size)-8680 ₹ lakh34 ₹ lakhQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh114281 ₹ lakhQ1 FY26-27
earnings per share(size)16.43 ₹-0.20 ₹Q1 FY26-27 / Q1 FY22-23
MISP (Direct) policies(size)0 count82951 countQ1 FY26-27
combined ratio-162.7 %11916.0 %Q1 FY26-27
book value per share(size)474.68 ₹1.10 ₹Q1 FY26-27 / Q1 FY22-23
gross npa (amount)0 INR_lakhs30410 INR_lakhsQ1 FY26-27
equity & preference shares(size)137903 INR_lakhs729157 INR_lakhsQ1 FY26-27
Other policies(size)63444 count0 countQ1 FY26-27 / Q4 FY25-26
profit before tax(size)451 ₹ crore-340 ₹ croreQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh2015 ₹ lakhQ1 FY26-27
gross NPA ratio0.25 %1.93 %Q1 FY26-27 / Q1 FY22-23
central govt. securities(size)22.3 %24.1 %Q1 FY26-27
solvency ratio4.65 ×-1.70 ×Q1 FY26-27
gross direct premium to net worth ratio(size)-1.00 ×-78.00 ×Q1 FY26-27
Common Service Centres (CSC) policies(size)124437 count0 countQ1 FY26-27
Micro Agents policies(size)2 count45 countQ1 FY26-27
housing & infrastructure(size)20.4 %17.3 %Q1 FY26-27
Web Aggregators policies(size)0 count153 countQ1 FY26-27
net earning ratio-781.1 %-767.0 %Q1 FY26-27
underwriting balance ratio32.0 %-19.0 %Q1 FY26-27
mutual funds(size)163594 INR_lakhs31097 INR_lakhsQ1 FY26-27
net commission ratio(size)-11.9 %766.0 %Q1 FY26-27
net retention ratio(size)72.4 %6974.0 %Q1 FY26-27
govt + approved securities(size)44.3 %56.5 %Q1 FY26-27
available solvency margin(size)815927 ₹ lakh-998362 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)28 count53956 countQ1 FY26-27
npa provision coverage0.0 %100.0 %Q1 FY26-27
Brokers premium(size)660 ₹ lakh389890 ₹ lakhQ1 FY26-27
debentures & bonds(size)142571 INR_lakhs113014 INR_lakhsQ1 FY26-27
Corporate Agents – Others policies(size)0 count18408 countQ1 FY26-27
crop incurred claims ratio72.9 %179.0 %Q1 FY26-27
other segment premium(size)1272 ₹ lakh12943 ₹ lakhQ1 FY26-27
Corporate Agents – Others premium(size)0 ₹ lakh1425 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)4663 count126089 countQ1 FY26-27
gross yield (quarterly)6.31 %8.94 %Q1 FY26-27
government securities(size)736336 INR_lakhs1142392 INR_lakhsQ1 FY26-27
Micro Agents premium(size)0 ₹ lakh4 ₹ lakhQ1 FY26-27
Brokers policies(size)37423 count572387 countQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh918 ₹ lakhQ1 FY26-27
expense ratio to gross premium-129.5 %15.5 %Q1 FY26-27
expense ratio-235.9 %19.1 %Q1 FY26-27
operating profit ratio64.1 %-760.0 %Q1 FY26-27
gross direct premium growth rate(size)-208.9 %484.0 %Q1 FY26-27
Common Service Centres (CSC) premium(size)-5518 ₹ lakh0 ₹ lakhQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
infrastructure & housing(size)338584 INR_lakhs508049 INR_lakhsQ1 FY26-27
incurred claims ratio73.2 %10011.0 %Q1 FY26-27
investment income ratio1.7 %0.0 %Q1 FY26-27
other approved securities(size)389577 INR_lakhs164 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claim settlement ratio22.5 %85.5 %FY24-25
claims repudiation ratio0.00 %0.34 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Agriculture Insurance Company of India
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Oriental Insurance Company
All IRDAI metrics →

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