Agriculture Insurance Company of India vs ICICI Lombard General Insurance: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | Agriculture Insurance Company of India | ICICI Lombard General Insurance | Period |
|---|---|---|---|
| Web Aggregators premium(size) | 0 ₹ lakh | 95 ₹ lakh | Q1 FY26-27 |
| Insurance Marketing Firm policies(size) | 0 count | 44394 count | Q1 FY26-27 |
| net worth growth rate(size) | 11.8 % | 0.9 % | Q1 FY26-27 |
| gross written premium(size) | 13 ₹ crore | 28712 ₹ crore | Q1 FY26-27 / Q4 FY25-26 |
| crop combined ratio | -82.4 % | -359.1 % | Q1 FY26-27 |
| claims paid to provisioned ratio(size) | 30.1 % | 7.6 % | Q1 FY26-27 |
| other investments(size) | 159885 INR_lakhs | 206438 INR_lakhs | Q1 FY26-27 |
| Point of Sales Person (Direct) premium(size) | 163 ₹ lakh | 25909 ₹ lakh | Q1 FY26-27 |
| profit after tax(size) | 329 ₹ crore | 403 ₹ crore | Q1 FY26-27 |
| Corporate Agents – Banks premium(size) | 1 ₹ lakh | 70235 ₹ lakh | Q1 FY26-27 |
| technical reserves to premium ratio(size) | -176.5 % | 7.4 % | Q1 FY26-27 |
| net yield (quarterly) | 6.31 % | 1.28 % | Q1 FY26-27 |
| Individual Agents policies(size) | 1 count | 666612 count | Q1 FY26-27 |
| required solvency margin(size) | 175571 ₹ lakh | 556784 ₹ lakh | Q1 FY26-27 |
| crop insurance segment premium(size) | -8680 ₹ lakh | 1830 ₹ lakh | Q1 FY26-27 |
| Individual Agents premium(size) | 0 ₹ lakh | 98119 ₹ lakh | Q1 FY26-27 |
| MISP (Direct) policies(size) | 0 count | 1496026 count | Q1 FY26-27 |
| combined ratio | -162.7 % | 107.2 % | Q1 FY26-27 |
| book value per share(size) | 474.68 ₹ | 340.46 ₹ | Q1 FY26-27 |
| gross npa (amount) | 0 INR_lakhs | 0 INR_lakhs | Q1 FY26-27 |
| equity & preference shares(size) | 137903 INR_lakhs | 820242 INR_lakhs | Q1 FY26-27 |
| profit before tax(size) | 451 ₹ crore | 536 ₹ crore | Q1 FY26-27 |
| MISP (Direct) premium(size) | 0 ₹ lakh | 21285 ₹ lakh | Q1 FY26-27 |
| central govt. securities(size) | 22.3 % | 22.0 % | Q1 FY26-27 |
| solvency ratio | 4.65 × | 2.00 × | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | -1.00 × | 50.00 × | Q1 FY26-27 |
| Common Service Centres (CSC) policies(size) | 124437 count | 5216 count | Q1 FY26-27 |
| housing & infrastructure(size) | 20.4 % | 19.0 % | Q1 FY26-27 |
| Web Aggregators policies(size) | 0 count | 11353 count | Q1 FY26-27 |
| net earning ratio | -781.1 % | 6.8 % | Q1 FY26-27 |
| underwriting balance ratio | 32.0 % | -0.1 % | Q1 FY26-27 |
| mutual funds(size) | 163594 INR_lakhs | 141183 INR_lakhs | Q1 FY26-27 |
| net commission ratio(size) | -11.9 % | 18.9 % | Q1 FY26-27 |
| net retention ratio(size) | 72.4 % | 74.5 % | Q1 FY26-27 |
| govt + approved securities(size) | 44.3 % | 36.0 % | Q1 FY26-27 |
| available solvency margin(size) | 815927 ₹ lakh | 1501016 ₹ lakh | Q1 FY26-27 |
| Corporate Agents – Banks policies(size) | 28 count | 920450 count | Q1 FY26-27 |
| npa provision coverage | 0.0 % | 0.0 % | Q1 FY26-27 |
| Brokers premium(size) | 660 ₹ lakh | 478325 ₹ lakh | Q1 FY26-27 |
| debentures & bonds(size) | 142571 INR_lakhs | 1372814 INR_lakhs | Q1 FY26-27 |
| Corporate Agents – Others policies(size) | 0 count | 663511 count | Q1 FY26-27 |
| crop incurred claims ratio | 72.9 % | -335.0 % | Q1 FY26-27 |
| other segment premium(size) | 1272 ₹ lakh | 38788 ₹ lakh | Q1 FY26-27 |
| Corporate Agents – Others premium(size) | 0 ₹ lakh | 13241 ₹ lakh | Q1 FY26-27 |
| Point of Sales Person (Direct) policies(size) | 4663 count | 803441 count | Q1 FY26-27 |
| gross yield (quarterly) | 6.31 % | 1.89 % | Q1 FY26-27 |
| government securities(size) | 736336 INR_lakhs | 2159709 INR_lakhs | Q1 FY26-27 |
| Brokers policies(size) | 37423 count | 4944886 count | Q1 FY26-27 |
| Insurance Marketing Firm premium(size) | 0 ₹ lakh | 2274 ₹ lakh | Q1 FY26-27 |
| expense ratio to gross premium | -129.5 % | 28.8 % | Q1 FY26-27 |
| expense ratio | -235.9 % | 36.2 % | Q1 FY26-27 |
| operating profit ratio | 64.1 % | 3.9 % | Q1 FY26-27 |
| gross direct premium growth rate(size) | -208.9 % | 7.5 % | Q1 FY26-27 |
| Common Service Centres (CSC) premium(size) | -5518 ₹ lakh | 90 ₹ lakh | Q1 FY26-27 |
| infrastructure & housing(size) | 338584 INR_lakhs | 1106060 INR_lakhs | Q1 FY26-27 |
| incurred claims ratio | 73.2 % | 76.4 % | Q1 FY26-27 |
| investment income ratio | 1.7 % | 1.9 % | Q1 FY26-27 |
| gross yield (annualized) | 6.79 % | 8.18 % | Q4 FY25-26 |
| net yield (annualized) | 6.79 % | 5.52 % | Q4 FY25-26 |
| other approved securities(size) | 389577 INR_lakhs | 243176 INR_lakhs | Q1 FY25-26 / Q1 FY26-27 |
| claim settlement ratio | 22.5 % | 81.0 % | FY24-25 |
| claims repudiation ratio | 0.00 % | 8.28 % | FY24-25 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.