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Agriculture Insurance Company of India vs Generali Central Insurance (formerly Future Generali): IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAgriculture Insurance Company of IndiaGenerali Central Insurance (formerly Future Generali)Period
Web Aggregators premium(size)0 ₹ lakh15 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)0 count10969 countQ1 FY26-27
net worth growth rate(size)11.8 %-6.8 %Q1 FY26-27
gross written premium(size)13 ₹ crore1458 ₹ croreQ1 FY26-27 / Q1 FY24-25
crop combined ratio-82.4 %1418.0 %Q1 FY26-27
claims paid to provisioned ratio(size)30.1 %12.3 %Q1 FY26-27
other investments(size)159885 INR_lakhs19050 INR_lakhsQ1 FY26-27
Point of Sales Person (Direct) premium(size)163 ₹ lakh5371 ₹ lakhQ1 FY26-27
profit after tax(size)329 ₹ crore-84 ₹ croreQ1 FY26-27
Corporate Agents – Banks premium(size)1 ₹ lakh8421 ₹ lakhQ1 FY26-27
technical reserves to premium ratio(size)-176.5 %695.3 %Q1 FY26-27
net yield (quarterly)6.31 %1.38 %Q1 FY26-27
Individual Agents policies(size)1 count82090 countQ1 FY26-27
required solvency margin(size)175571 ₹ lakh96499 ₹ lakhQ1 FY26-27 / Q4 FY24-25
crop insurance segment premium(size)-8680 ₹ lakh-155 ₹ lakhQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh16592 ₹ lakhQ1 FY26-27
earnings per share(size)16.43 ₹0.06 ₹Q1 FY26-27 / Q4 FY25-26
MISP (Direct) policies(size)0 count2511 countQ1 FY26-27
combined ratio-162.7 %127.9 %Q1 FY26-27
book value per share(size)474.68 ₹10.91 ₹Q1 FY26-27 / Q4 FY25-26
gross npa (amount)0 INR_lakhs1831 INR_lakhsQ1 FY26-27
equity & preference shares(size)137903 INR_lakhs21690 INR_lakhsQ1 FY26-27
profit before tax(size)451 ₹ crore-112 ₹ croreQ1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh571 ₹ lakhQ1 FY26-27
gross NPA ratio0.25 %0.36 %Q1 FY26-27 / Q3 FY24-25
central govt. securities(size)22.3 %24.3 %Q1 FY26-27
solvency ratio4.65 ×1.96 ×Q1 FY26-27 / Q4 FY24-25
gross direct premium to net worth ratio(size)-1.00 ×78.90 ×Q1 FY26-27
Common Service Centres (CSC) policies(size)124437 count0 countQ1 FY26-27 / Q4 FY25-26
Micro Agents policies(size)2 count5 countQ1 FY26-27
housing & infrastructure(size)20.4 %24.1 %Q1 FY26-27
Web Aggregators policies(size)0 count117 countQ1 FY26-27
net earning ratio-781.1 %0.8 %Q1 FY26-27 / Q4 FY25-26
underwriting balance ratio32.0 %-29.5 %Q1 FY26-27
net commission ratio(size)-11.9 %21.2 %Q1 FY26-27
net retention ratio(size)72.4 %72.6 %Q1 FY26-27
govt + approved securities(size)44.3 %47.2 %Q1 FY26-27
available solvency margin(size)815927 ₹ lakh189596 ₹ lakhQ1 FY26-27 / Q4 FY24-25
Corporate Agents – Banks policies(size)28 count188536 countQ1 FY26-27
npa provision coverage0.0 %100.0 %Q1 FY26-27
Brokers premium(size)660 ₹ lakh70748 ₹ lakhQ1 FY26-27
debentures & bonds(size)142571 INR_lakhs191956 INR_lakhsQ1 FY26-27
Corporate Agents – Others policies(size)0 count24555 countQ1 FY26-27
crop incurred claims ratio72.9 %318.0 %Q1 FY26-27
other segment premium(size)1272 ₹ lakh7301 ₹ lakhQ1 FY26-27 / Q2 FY22-23
Corporate Agents – Others premium(size)0 ₹ lakh3454 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)4663 count39965 countQ1 FY26-27
gross yield (quarterly)6.31 %1.84 %Q1 FY26-27
government securities(size)736336 INR_lakhs386901 INR_lakhsQ1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Brokers policies(size)37423 count204212 countQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh892 ₹ lakhQ1 FY26-27
expense ratio to gross premium-129.5 %29.5 %Q1 FY26-27
expense ratio-235.9 %40.2 %Q1 FY26-27
operating profit ratio64.1 %-14.7 %Q1 FY26-27
gross direct premium growth rate(size)-208.9 %-4.5 %Q1 FY26-27
Common Service Centres (CSC) premium(size)-5518 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
infrastructure & housing(size)338584 INR_lakhs197862 INR_lakhsQ1 FY26-27
incurred claims ratio73.2 %90.1 %Q1 FY26-27
investment income ratio1.7 %1.9 %Q1 FY26-27
gross yield (annualized)6.79 %7.53 %Q4 FY25-26 / FY25-26
net yield (annualized)6.79 %5.80 %Q4 FY25-26 / FY25-26
claim settlement ratio22.5 %88.2 %FY24-25
claims repudiation ratio0.00 %3.12 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Agriculture Insurance Company of India
All IRDAI metrics →
Generali Central Insurance (formerly Future Generali)
All IRDAI metrics →

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