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Acko General Insurance vs New India Assurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceNew India AssurancePeriod
personal accident incurred claims ratio36.0 %127.3 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh34 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh28454 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count8 countQ1 FY26-27
required solvency margin(size)50918 ₹ lakh1193232 ₹ lakhQ1 FY26-27
profit after tax(size)-29 ₹ crore-257 ₹ croreQ1 FY26-27
other segment premium(size)4515 ₹ lakh74467 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count102238 countQ1 FY26-27
claim settlement ratio75.0 %95.3 %Q1 FY26-27 / FY24-25
central govt. securities(size)22.0 %26.6 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
personal accident combined ratio67.0 %134.6 %Q1 FY26-27
MISP (Direct) policies(size)0 count1668014 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh6709 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh6132 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore12464 ₹ croreQ1 FY26-27
solvency ratio1.59 ×1.80 ×Q1 FY26-27
gross yield (quarterly)7.93 %10.87 %Q1 FY26-27
motor tp combined ratio98.0 %132.4 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh7176 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count4531576 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count3037 countQ1 FY26-27
fire combined ratio54.9 %48.9 %Q1 FY26-27
operating profit ratio-6.1 %-8.3 %Q1 FY26-27
liquid assets to liabilities ratio27.0 %0.5 %Q1 FY26-27
expense ratio to gross premium43.9 %16.8 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh94638 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh173566 ₹ lakhQ1 FY26-27
combined ratio111.7 %121.4 %Q1 FY26-27
net yield (quarterly)7.93 %7.07 %Q1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
Brokers policies(size)89415 count742805 countQ1 FY26-27
health segment premium(size)37617 ₹ lakh661654 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh13506 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)131237 count32892 countQ1 FY26-27
net worth growth rate(size)-1.4 %5.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count8829 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh489456 ₹ lakhQ1 FY26-27
Other premium(size)0 ₹ lakh2882 ₹ lakhQ1 FY26-27
expense ratio38.8 %18.1 %Q1 FY26-27
other investments(size)68748 INR_lakhs75637 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %31.7 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %2.8 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh3499 ₹ lakhQ1 FY26-27
return on net worth-3.6 %-1.1 %Q1 FY26-27
motor od incurred claims ratio127.0 %119.1 %Q1 FY26-27
underwriting balance ratio-16.0 %-0.2 %Q1 FY26-27
marine hull segment premium(size)0 ₹ lakh15558 ₹ lakhQ1 FY26-27
motor OD segment premium(size)11794 ₹ lakh143180 ₹ lakhQ1 FY26-27
Other policies(size)0 count26124 countQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %23.6 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count79740 countQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh2703 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %47.9 %Q1 FY26-27
motor od combined ratio164.0 %141.1 %Q1 FY26-27
incurred claims ratio72.9 %103.4 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs1593081 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio59.0 %122.2 %Q1 FY26-27
profit before tax(size)-29 ₹ crore-191 ₹ croreQ1 FY26-27
net earning ratio-4.1 %-2.3 %Q1 FY26-27
available solvency margin(size)80829 ₹ lakh2149470 ₹ lakhQ1 FY26-27
personal accident segment premium(size)504 ₹ lakh20196 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %10.2 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %5.3 %Q1 FY26-27
liability combined ratio94.0 %31.0 %Q1 FY26-27
book value per share(size)2.94 ₹141.95 ₹Q1 FY26-27
motor TP segment premium(size)16719 ₹ lakh155831 ₹ lakhQ1 FY26-27
mutual funds(size)16958 INR_lakhs130140 INR_lakhsQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh261231 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh1627 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh33615 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %81.8 %Q1 FY26-27
investment income ratio8.0 %2.1 %Q1 FY26-27
government securities(size)139488 INR_lakhs3483904 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs111686 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×0.57 ×Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net commission ratio(size)11.9 %8.4 %Q1 FY26-27
earnings per share(size)-0.10 ₹-1.56 ₹Q1 FY26-27
real estate & subsidiaries(size)11419 INR_lakhs15552 INR_lakhsQ1 FY26-27
other combined ratio94.5 %86.2 %Q4 FY25-26 / Q1 FY26-27
gross yield (annualized)7.81 %15.37 %Q4 FY25-26
health combined ratio104.5 %128.1 %Q4 FY25-26 / Q1 FY26-27
net yield (annualized)7.81 %10.00 %Q4 FY25-26
other incurred claims ratio85.2 %72.4 %Q4 FY25-26 / Q1 FY26-27
health incurred claims ratio56.3 %107.7 %Q4 FY25-26 / Q1 FY26-27
other approved securities(size)2372 INR_lakhs0 INR_lakhsQ4 FY25-26 / Q1 FY26-27
equity & preference shares(size)526 INR_lakhs2673706 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %1.51 %FY24-25
gross NPA ratio1.18 %0.21 %Q1 FY21-22 / Q1 FY26-27
net NPA ratio0.59 %0.00 %Q1 FY21-22 / Q1 FY26-27

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
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New India Assurance
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