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Acko General Insurance vs Digit General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceDigit General InsurancePeriod
personal accident incurred claims ratio36.0 %83.2 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY24-25
Common Service Centres (CSC) premium(size)0 ₹ lakh442 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh3427 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count206 countQ1 FY26-27
required solvency margin(size)50918 ₹ lakh200837 ₹ lakhQ1 FY26-27
profit after tax(size)-29 ₹ crore86 ₹ croreQ1 FY26-27
Corporate Agents – Banks policies(size)0 count6348 countQ1 FY26-27
claim settlement ratio75.0 %90.7 %Q1 FY26-27 / FY24-25
central govt. securities(size)22.0 %28.1 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27 / Q4 FY25-26
personal accident combined ratio67.0 %91.2 %Q1 FY26-27
MISP (Direct) policies(size)0 count205332 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh2201 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh2545 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore8472 ₹ croreQ1 FY26-27 / FY25-03
solvency ratio1.59 ×2.43 ×Q1 FY26-27
gross yield (quarterly)7.93 %1.82 %Q1 FY26-27
motor tp combined ratio98.0 %114.1 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh5 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count148999 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count28987 countQ1 FY26-27
fire combined ratio54.9 %56.8 %Q1 FY26-27
operating profit ratio-6.1 %3.5 %Q1 FY26-27
expense ratio to gross premium43.9 %39.0 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh8727 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh16719 ₹ lakhQ1 FY26-27
combined ratio111.7 %112.4 %Q1 FY26-27
net yield (quarterly)7.93 %1.36 %Q1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27 / Q4 FY25-26
Brokers policies(size)89415 count2801650 countQ1 FY26-27
travel segment premium(size)1979 ₹ lakh1294 ₹ lakhQ1 FY26-27
health segment premium(size)37617 ₹ lakh38911 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh42 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)131237 count228311 countQ1 FY26-27
net worth growth rate(size)-1.4 %12.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count29611 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh133957 ₹ lakhQ1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
expense ratio38.8 %39.0 %Q1 FY26-27
other investments(size)68748 INR_lakhs48690 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %83.0 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %-2.4 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh13970 ₹ lakhQ1 FY26-27
travel combined ratio48.0 %112.8 %Q1 FY26-27
motor od incurred claims ratio127.0 %75.9 %Q1 FY26-27
underwriting balance ratio-16.0 %-14.0 %Q1 FY26-27
marine hull segment premium(size)0 ₹ lakh7 ₹ lakhQ1 FY26-27
motor OD segment premium(size)11794 ₹ lakh52418 ₹ lakhQ1 FY26-27
Other policies(size)0 count0 countQ1 FY26-27 / Q4 FY25-26
Web Aggregators premium(size)0 ₹ lakh8 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %29.3 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count603920 countQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
Point of Sales Person (Direct) premium(size)0 ₹ lakh28943 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %36.9 %Q1 FY26-27
travel incurred claims ratio30.0 %59.5 %Q1 FY26-27
motor od combined ratio164.0 %135.5 %Q1 FY26-27
incurred claims ratio72.9 %73.3 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs680506 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio59.0 %66.6 %Q1 FY26-27
profit before tax(size)-29 ₹ crore115 ₹ croreQ1 FY26-27
net earning ratio-4.1 %7.1 %Q1 FY26-27 / Q4 FY25-26
available solvency margin(size)80829 ₹ lakh487296 ₹ lakhQ1 FY26-27
personal accident segment premium(size)504 ₹ lakh18061 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %0.0 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %7.3 %Q1 FY26-27
liability combined ratio94.0 %-100.0 %Q1 FY26-27
claims paid to provisioned ratio(size)6.7 %4.2 %Q1 FY26-27
book value per share(size)2.94 ₹49.61 ₹Q1 FY26-27 / Q4 FY25-26
motor TP segment premium(size)16719 ₹ lakh94973 ₹ lakhQ1 FY26-27
mutual funds(size)16958 INR_lakhs50143 INR_lakhsQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh14822 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh1932 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh6956 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %76.7 %Q1 FY26-27
investment income ratio8.0 %1.8 %Q1 FY26-27
government securities(size)139488 INR_lakhs838284 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs295286 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×52.00 ×Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
net commission ratio(size)11.9 %29.4 %Q1 FY26-27
earnings per share(size)-0.10 ₹1.62 ₹Q1 FY26-27 / Q4 FY25-26
real estate & subsidiaries(size)11419 INR_lakhs14701 INR_lakhsQ1 FY26-27
gross yield (annualized)7.81 %7.43 %Q4 FY25-26
health combined ratio104.5 %108.4 %Q4 FY25-26 / Q1 FY26-27
net yield (annualized)7.81 %6.40 %Q4 FY25-26
health incurred claims ratio56.3 %88.7 %Q4 FY25-26 / Q1 FY26-27
other approved securities(size)2372 INR_lakhs36185 INR_lakhsQ4 FY25-26 / Q1 FY26-27
equity & preference shares(size)526 INR_lakhs381576 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %2.97 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
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Digit General Insurance
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