Navi General Insurance vs New India Assurance: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | Navi General Insurance | New India Assurance | Period |
|---|---|---|---|
| central govt. securities(size) | 46.0 % | 26.6 % | Q1 FY26-27 |
| debentures & bonds(size) | 14678 INR_lakhs | 111686 INR_lakhs | Q1 FY26-27 |
| motor tp combined ratio | 185.0 % | 132.4 % | Q1 FY26-27 |
| fire incurred claims ratio | 1.0 % | 31.7 % | Q1 FY26-27 |
| Corporate Agents – Others policies(size) | -360 count | 32892 count | Q1 FY26-27 |
| fire segment premium(size) | -15 ₹ lakh | 173566 ₹ lakh | Q1 FY26-27 |
| motor od incurred claims ratio | -739.0 % | 119.1 % | Q1 FY26-27 |
| aviation segment premium(size) | 0 ₹ lakh | 13506 ₹ lakh | Q1 FY26-27 |
| combined ratio | 128.0 % | 121.4 % | Q1 FY26-27 |
| gross npa (amount) | 0 INR_lakhs | 14604 INR_lakhs | Q1 FY26-27 |
| net worth growth rate(size) | -2.0 % | 5.0 % | Q1 FY26-27 |
| net earning ratio | -6.0 % | -2.3 % | Q1 FY26-27 |
| other investments(size) | 3703 INR_lakhs | 75637 INR_lakhs | Q1 FY26-27 |
| available solvency margin(size) | 17438 ₹ lakh | 2149470 ₹ lakh | Q1 FY26-27 |
| marine cargo segment premium(size) | 0 ₹ lakh | 28454 ₹ lakh | Q1 FY26-27 |
| housing & infrastructure(size) | 28.0 % | 23.6 % | Q1 FY26-27 |
| book value per share(size) | 6.79 ₹ | 141.95 ₹ | Q1 FY26-27 |
| gross direct premium growth rate(size) | 66.0 % | 2.8 % | Q1 FY26-27 |
| engineering combined ratio | -38.0 % | 109.6 % | Q1 FY26-27 |
| investment income ratio | 2.0 % | 2.1 % | Q1 FY26-27 |
| infrastructure & housing(size) | 8459 INR_lakhs | 1593081 INR_lakhs | Q1 FY26-27 |
| operating profit ratio | -6.0 % | -8.3 % | Q1 FY26-27 |
| engineering incurred claims ratio | 0.0 % | 98.0 % | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | 17.00 × | 0.57 × | Q1 FY26-27 |
| gross written premium(size) | 56 ₹ crore | 12464 ₹ crore | Q1 FY26-27 |
| earnings per share(size) | -0.06 ₹ | -1.56 ₹ | Q1 FY26-27 |
| marine hull segment premium(size) | 0 ₹ lakh | 15558 ₹ lakh | Q1 FY26-27 |
| profit after tax(size) | -3 ₹ crore | -257 ₹ crore | Q1 FY26-27 |
| liability segment premium(size) | 0 ₹ lakh | 7176 ₹ lakh | Q1 FY26-27 |
| motor TP segment premium(size) | 816 ₹ lakh | 155831 ₹ lakh | Q1 FY26-27 |
| health combined ratio | 140.0 % | 128.1 % | Q1 FY26-27 |
| expense ratio to gross premium | 35.0 % | 16.8 % | Q1 FY26-27 |
| health incurred claims ratio | 109.0 % | 107.7 % | Q1 FY26-27 |
| net retention ratio(size) | 93.0 % | 81.8 % | Q1 FY26-27 |
| required solvency margin(size) | 6081 ₹ lakh | 1193232 ₹ lakh | Q1 FY26-27 |
| personal accident combined ratio | 38.0 % | 134.6 % | Q1 FY26-27 |
| Corporate Agents – Others premium(size) | -44 ₹ lakh | 3499 ₹ lakh | Q1 FY26-27 |
| incurred claims ratio | 92.0 % | 103.4 % | Q1 FY26-27 |
| personal accident segment premium(size) | 190 ₹ lakh | 20196 ₹ lakh | Q1 FY26-27 |
| equity & preference shares(size) | 1044 INR_lakhs | 2673706 INR_lakhs | Q1 FY26-27 |
| gross yield (quarterly) | 2.00 % | 10.87 % | Q1 FY26-27 |
| health segment premium(size) | 4470 ₹ lakh | 661654 ₹ lakh | Q1 FY26-27 |
| crop insurance segment premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| net commission ratio(size) | 6.0 % | 8.4 % | Q1 FY26-27 |
| motor od combined ratio | -692.0 % | 141.1 % | Q1 FY26-27 |
| motor OD segment premium(size) | 178 ₹ lakh | 143180 ₹ lakh | Q1 FY26-27 |
| fire combined ratio | 8.0 % | 48.9 % | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 5.3 % | 5.3 % | Q1 FY26-27 |
| personal accident incurred claims ratio | 8.0 % | 127.3 % | Q1 FY26-27 |
| net yield (quarterly) | 2.00 % | 7.07 % | Q1 FY26-27 |
| Brokers premium(size) | 576 ₹ lakh | 489456 ₹ lakh | Q1 FY26-27 |
| workmen's compensation segment premium(size) | 0 ₹ lakh | 6132 ₹ lakh | Q1 FY26-27 |
| government securities(size) | 26367 INR_lakhs | 3483904 INR_lakhs | Q1 FY26-27 |
| profit before tax(size) | -4 ₹ crore | -191 ₹ crore | Q1 FY26-27 |
| engineering segment premium(size) | 0 ₹ lakh | 33615 ₹ lakh | Q1 FY26-27 |
| solvency ratio | 2.87 × | 1.80 × | Q1 FY26-27 |
| mutual funds(size) | 5122 INR_lakhs | 130140 INR_lakhs | Q1 FY26-27 |
| motor tp incurred claims ratio | 116.0 % | 122.2 % | Q1 FY26-27 |
| Brokers policies(size) | 4260 count | 742805 count | Q1 FY26-27 |
| expense ratio | 36.0 % | 18.1 % | Q1 FY26-27 |
| underwriting balance ratio | -29.0 % | -0.2 % | Q1 FY26-27 |
| govt + approved securities(size) | 47.0 % | 47.9 % | Q1 FY26-27 |
| net yield (annualized) | 9.00 % | 10.00 % | Q4 FY25-26 |
| gross yield (annualized) | 9.00 % | 15.37 % | Q4 FY25-26 |
| gross NPA ratio | 0.00 % | 0.21 % | Q2 FY25-26 / Q1 FY26-27 |
| net NPA ratio | 0.00 % | 0.00 % | Q2 FY25-26 / Q1 FY26-27 |
| real estate & subsidiaries(size) | 5083 INR_lakhs | 15552 INR_lakhs | Q1 FY25-26 / Q1 FY26-27 |
| claim settlement ratio | 72.4 % | 95.3 % | FY24-25 |
| claims repudiation ratio | 17.14 % | 1.51 % | FY24-25 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.