Bajaj Allianz General Insurance vs Navi General Insurance: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | Bajaj Allianz General Insurance | Navi General Insurance | Period |
|---|---|---|---|
| net worth growth rate(size) | -13.8 % | -2.0 % | Q1 FY26-27 |
| debentures & bonds(size) | 749232 INR_lakhs | 14678 INR_lakhs | Q1 FY26-27 |
| combined ratio | 104.7 % | 128.0 % | Q1 FY26-27 |
| liability segment premium(size) | 2931 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| underwriting balance ratio | -5.0 % | -29.0 % | Q1 FY26-27 |
| earnings per share(size) | 44.70 ₹ | -0.06 ₹ | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | 53.00 × | 17.00 × | Q1 FY26-27 |
| investment income ratio | 2.2 % | 2.0 % | Q1 FY26-27 |
| fire incurred claims ratio | 48.9 % | 1.0 % | Q1 FY26-27 |
| crop insurance segment premium(size) | -1976 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| profit before tax(size) | 638 ₹ crore | -4 ₹ crore | Q1 FY26-27 |
| equity & preference shares(size) | 455012 INR_lakhs | 1044 INR_lakhs | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 7.3 % | 5.3 % | Q1 FY26-27 |
| aviation segment premium(size) | 503 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| central govt. securities(size) | 20.4 % | 46.0 % | Q1 FY26-27 |
| personal accident incurred claims ratio | 51.0 % | 8.0 % | Q1 FY26-27 |
| Brokers policies(size) | 2190021 count | 4260 count | Q1 FY26-27 |
| net NPA ratio | 0.00 % | 0.00 % | Q1 FY26-27 / Q2 FY25-26 |
| gross direct premium growth rate(size) | 11.6 % | 66.0 % | Q1 FY26-27 |
| expense ratio to gross premium | 29.5 % | 35.0 % | Q1 FY26-27 |
| health incurred claims ratio | 90.9 % | 109.0 % | Q1 FY26-27 |
| government securities(size) | 1042910 INR_lakhs | 26367 INR_lakhs | Q1 FY26-27 |
| travel segment premium(size) | 5721 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| net yield (quarterly) | 1.61 % | 2.00 % | Q1 FY26-27 |
| net earning ratio | 17.8 % | -6.0 % | Q1 FY26-27 |
| engineering incurred claims ratio | 56.3 % | 0.0 % | Q1 FY26-27 |
| govt + approved securities(size) | 30.9 % | 47.0 % | Q1 FY26-27 |
| health combined ratio | 108.7 % | 140.0 % | Q1 FY26-27 |
| motor OD segment premium(size) | 79987 ₹ lakh | 178 ₹ lakh | Q1 FY26-27 |
| operating profit ratio | 17.8 % | -6.0 % | Q1 FY26-27 |
| motor od incurred claims ratio | 76.6 % | -739.0 % | Q1 FY26-27 |
| net retention ratio(size) | 46.4 % | 93.0 % | Q1 FY26-27 |
| gross NPA ratio | 0.00 % | 0.00 % | Q1 FY26-27 / Q2 FY25-26 |
| workmen's compensation segment premium(size) | 2548 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| health segment premium(size) | 175965 ₹ lakh | 4470 ₹ lakh | Q1 FY26-27 |
| marine cargo segment premium(size) | 18439 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| net commission ratio(size) | 8.9 % | 6.0 % | Q1 FY26-27 |
| book value per share(size) | 1021.05 ₹ | 6.79 ₹ | Q1 FY26-27 |
| personal accident segment premium(size) | 6026 ₹ lakh | 190 ₹ lakh | Q1 FY26-27 |
| real estate & subsidiaries(size) | 20168 INR_lakhs | 5083 INR_lakhs | Q1 FY26-27 / Q1 FY25-26 |
| engineering segment premium(size) | 18904 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| profit after tax(size) | 478 ₹ crore | -3 ₹ crore | Q1 FY26-27 |
| motor od combined ratio | 122.4 % | -692.0 % | Q1 FY26-27 |
| fire segment premium(size) | 90793 ₹ lakh | -15 ₹ lakh | Q1 FY26-27 |
| marine hull segment premium(size) | 3261 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| Brokers premium(size) | 281025 ₹ lakh | 576 ₹ lakh | Q1 FY26-27 |
| claims paid to provisioned ratio(size) | 13.6 % | 36.0 % | Q1 FY26-27 |
| personal accident combined ratio | 82.1 % | 38.0 % | Q1 FY26-27 |
| Corporate Agents – Others premium(size) | 11268 ₹ lakh | -44 ₹ lakh | Q1 FY26-27 |
| solvency ratio | 2.54 × | 2.87 × | Q1 FY26-27 |
| fire combined ratio | 5.3 % | 8.0 % | Q1 FY26-27 |
| motor tp combined ratio | 103.5 % | 185.0 % | Q1 FY26-27 |
| motor tp incurred claims ratio | 51.0 % | 116.0 % | Q1 FY26-27 |
| expense ratio | 30.4 % | 36.0 % | Q1 FY26-27 |
| gross yield (quarterly) | 2.15 % | 2.00 % | Q1 FY26-27 |
| motor TP segment premium(size) | 106620 ₹ lakh | 816 ₹ lakh | Q1 FY26-27 |
| engineering combined ratio | 26.7 % | -38.0 % | Q1 FY26-27 |
| gross npa (amount) | 0 INR_lakhs | 0 INR_lakhs | Q1 FY26-27 |
| incurred claims ratio | 74.3 % | 92.0 % | Q1 FY26-27 |
| Corporate Agents – Others policies(size) | 1636367 count | -360 count | Q1 FY26-27 |
| housing & infrastructure(size) | 29.5 % | 28.0 % | Q1 FY26-27 |
| other investments(size) | 1093056 INR_lakhs | 3703 INR_lakhs | Q1 FY26-27 |
| mutual funds(size) | 21015 INR_lakhs | 5122 INR_lakhs | Q4 FY25-26 / Q1 FY26-27 |
| net yield (annualized) | 6.46 % | 9.00 % | FY25-26 / Q4 FY25-26 |
| gross yield (annualized) | 8.64 % | 9.00 % | FY25-26 / Q4 FY25-26 |
| infrastructure & housing(size) | 27074 INR_lakhs | 8459 INR_lakhs | Q3 FY25-26 / Q1 FY26-27 |
| claim settlement ratio | 87.3 % | 72.4 % | Q2 FY25-26 / FY24-25 |
| gross written premium(size) | 21417 ₹ crore | 56 ₹ crore | FY25-03 / Q1 FY26-27 |
| claims repudiation ratio | 1.79 % | 17.14 % | FY24-25 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.