Agriculture Insurance Company of India vs New India Assurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAgriculture Insurance Company of IndiaNew India AssurancePeriod
Web Aggregators premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)0 count8829 countQ1 FY26-27
net worth growth rate(size)11.8 %5.0 %Q1 FY26-27
other combined ratio320.7 %86.2 %Q1 FY26-27
gross written premium(size)13 ₹ crore12464 ₹ croreQ1 FY26-27
Other premium(size)-3131 ₹ lakh2882 ₹ lakhQ1 FY26-27
crop combined ratio-82.4 %8158.4 %Q1 FY26-27
other investments(size)159885 INR_lakhs75637 INR_lakhsQ1 FY26-27
other incurred claims ratio76.8 %72.4 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)163 ₹ lakh2703 ₹ lakhQ1 FY26-27
profit after tax(size)329 ₹ crore-257 ₹ croreQ1 FY26-27
net NPA ratio0.00 %0.00 %Q1 FY26-27
Corporate Agents – Banks premium(size)1 ₹ lakh6709 ₹ lakhQ1 FY26-27
technical reserves to premium ratio(size)-176.5 %5.3 %Q1 FY26-27
net yield (quarterly)6.31 %7.07 %Q1 FY26-27
Individual Agents policies(size)1 count4531576 countQ1 FY26-27
required solvency margin(size)175571 ₹ lakh1193232 ₹ lakhQ1 FY26-27
crop insurance segment premium(size)-8680 ₹ lakh0 ₹ lakhQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh261231 ₹ lakhQ1 FY26-27
earnings per share(size)16.43 ₹-1.56 ₹Q1 FY26-27
MISP (Direct) policies(size)0 count1668014 countQ1 FY26-27
combined ratio-162.7 %121.4 %Q1 FY26-27
book value per share(size)474.68 ₹141.95 ₹Q1 FY26-27
gross npa (amount)0 INR_lakhs14604 INR_lakhsQ1 FY26-27
equity & preference shares(size)137903 INR_lakhs2673706 INR_lakhsQ1 FY26-27
Other policies(size)63444 count26124 countQ1 FY26-27
profit before tax(size)451 ₹ crore-191 ₹ croreQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh94638 ₹ lakhQ1 FY26-27
gross NPA ratio0.25 %0.21 %Q1 FY26-27
central govt. securities(size)22.3 %26.6 %Q1 FY26-27
solvency ratio4.65 ×1.80 ×Q1 FY26-27
gross direct premium to net worth ratio(size)-1.00 ×0.57 ×Q1 FY26-27
Common Service Centres (CSC) policies(size)124437 count3037 countQ1 FY26-27
Micro Agents policies(size)2 count0 countQ1 FY26-27
housing & infrastructure(size)20.4 %23.6 %Q1 FY26-27
Web Aggregators policies(size)0 count8 countQ1 FY26-27
net earning ratio-781.1 %-2.3 %Q1 FY26-27
underwriting balance ratio32.0 %-0.2 %Q1 FY26-27
mutual funds(size)163594 INR_lakhs130140 INR_lakhsQ1 FY26-27
net commission ratio(size)-11.9 %8.4 %Q1 FY26-27
net retention ratio(size)72.4 %81.8 %Q1 FY26-27
govt + approved securities(size)44.3 %47.9 %Q1 FY26-27
available solvency margin(size)815927 ₹ lakh2149470 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)28 count102238 countQ1 FY26-27
npa provision coverage0.0 %100.0 %Q1 FY26-27
Brokers premium(size)660 ₹ lakh489456 ₹ lakhQ1 FY26-27
debentures & bonds(size)142571 INR_lakhs111686 INR_lakhsQ1 FY26-27
Corporate Agents – Others policies(size)0 count32892 countQ1 FY26-27
crop incurred claims ratio72.9 %8152.5 %Q1 FY26-27
other segment premium(size)1272 ₹ lakh74467 ₹ lakhQ1 FY26-27
Corporate Agents – Others premium(size)0 ₹ lakh3499 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)4663 count79740 countQ1 FY26-27
gross yield (quarterly)6.31 %10.87 %Q1 FY26-27
government securities(size)736336 INR_lakhs3483904 INR_lakhsQ1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Brokers policies(size)37423 count742805 countQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh1627 ₹ lakhQ1 FY26-27
expense ratio to gross premium-129.5 %16.8 %Q1 FY26-27
expense ratio-235.9 %18.1 %Q1 FY26-27
operating profit ratio64.1 %-8.3 %Q1 FY26-27
gross direct premium growth rate(size)-208.9 %2.8 %Q1 FY26-27
Common Service Centres (CSC) premium(size)-5518 ₹ lakh34 ₹ lakhQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
infrastructure & housing(size)338584 INR_lakhs1593081 INR_lakhsQ1 FY26-27
incurred claims ratio73.2 %103.4 %Q1 FY26-27
investment income ratio1.7 %2.1 %Q1 FY26-27
gross yield (annualized)6.79 %15.37 %Q4 FY25-26
net yield (annualized)6.79 %10.00 %Q4 FY25-26
other approved securities(size)389577 INR_lakhs0 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claim settlement ratio22.5 %95.3 %FY24-25
claims repudiation ratio0.00 %1.51 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Agriculture Insurance Company of India
All IRDAI metrics →
New India Assurance
All IRDAI metrics →

How to read IRDAI comparison data ·Back to all comparisons