Factuary

Agriculture Insurance Company of India vs Bajaj Allianz General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAgriculture Insurance Company of IndiaBajaj Allianz General InsurancePeriod
Web Aggregators premium(size)0 ₹ lakh34 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)0 count5664 countQ1 FY26-27
net worth growth rate(size)11.8 %-13.8 %Q1 FY26-27
other combined ratio320.7 %68.5 %Q1 FY26-27
gross written premium(size)13 ₹ crore21417 ₹ croreQ1 FY26-27 / FY25-03
Other premium(size)-3131 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q3 FY25-26
crop combined ratio-82.4 %2971.0 %Q1 FY26-27
claims paid to provisioned ratio(size)30.1 %13.6 %Q1 FY26-27
other investments(size)159885 INR_lakhs1093056 INR_lakhsQ1 FY26-27
other incurred claims ratio76.8 %58.5 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)163 ₹ lakh20919 ₹ lakhQ1 FY26-27
profit after tax(size)329 ₹ crore478 ₹ croreQ1 FY26-27
net NPA ratio0.00 %0.00 %Q1 FY26-27
Corporate Agents – Banks premium(size)1 ₹ lakh49617 ₹ lakhQ1 FY26-27
technical reserves to premium ratio(size)-176.5 %7.3 %Q1 FY26-27
net yield (quarterly)6.31 %1.61 %Q1 FY26-27
Individual Agents policies(size)1 count653974 countQ1 FY26-27
crop insurance segment premium(size)-8680 ₹ lakh-1976 ₹ lakhQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh86223 ₹ lakhQ1 FY26-27
earnings per share(size)16.43 ₹44.70 ₹Q1 FY26-27
MISP (Direct) policies(size)0 count127141 countQ1 FY26-27
combined ratio-162.7 %104.7 %Q1 FY26-27
book value per share(size)474.68 ₹1021.05 ₹Q1 FY26-27
gross npa (amount)0 INR_lakhs0 INR_lakhsQ1 FY26-27
equity & preference shares(size)137903 INR_lakhs455012 INR_lakhsQ1 FY26-27
Other policies(size)63444 count0 countQ1 FY26-27 / Q3 FY25-26
profit before tax(size)451 ₹ crore638 ₹ croreQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh9048 ₹ lakhQ1 FY26-27
gross NPA ratio0.25 %0.00 %Q1 FY26-27
central govt. securities(size)22.3 %20.4 %Q1 FY26-27
solvency ratio4.65 ×2.54 ×Q1 FY26-27
gross direct premium to net worth ratio(size)-1.00 ×53.00 ×Q1 FY26-27
Common Service Centres (CSC) policies(size)124437 count98274 countQ1 FY26-27
Micro Agents policies(size)2 count0 countQ1 FY26-27
housing & infrastructure(size)20.4 %29.5 %Q1 FY26-27
Web Aggregators policies(size)0 count2730 countQ1 FY26-27
net earning ratio-781.1 %17.8 %Q1 FY26-27
underwriting balance ratio32.0 %-5.0 %Q1 FY26-27
mutual funds(size)163594 INR_lakhs21015 INR_lakhsQ1 FY26-27 / Q4 FY25-26
net commission ratio(size)-11.9 %8.9 %Q1 FY26-27
net retention ratio(size)72.4 %46.4 %Q1 FY26-27
govt + approved securities(size)44.3 %30.9 %Q1 FY26-27
Corporate Agents – Banks policies(size)28 count2036111 countQ1 FY26-27
npa provision coverage0.0 %0.0 %Q1 FY26-27
Brokers premium(size)660 ₹ lakh281025 ₹ lakhQ1 FY26-27
debentures & bonds(size)142571 INR_lakhs749232 INR_lakhsQ1 FY26-27
Corporate Agents – Others policies(size)0 count1636367 countQ1 FY26-27
crop incurred claims ratio72.9 %3078.0 %Q1 FY26-27
other segment premium(size)1272 ₹ lakh65482 ₹ lakhQ1 FY26-27
Corporate Agents – Others premium(size)0 ₹ lakh11268 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)4663 count322050 countQ1 FY26-27
gross yield (quarterly)6.31 %2.15 %Q1 FY26-27
government securities(size)736336 INR_lakhs1042910 INR_lakhsQ1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Brokers policies(size)37423 count2190021 countQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh1433 ₹ lakhQ1 FY26-27
expense ratio to gross premium-129.5 %29.5 %Q1 FY26-27
expense ratio-235.9 %30.4 %Q1 FY26-27
operating profit ratio64.1 %17.8 %Q1 FY26-27
gross direct premium growth rate(size)-208.9 %11.6 %Q1 FY26-27
Common Service Centres (CSC) premium(size)-5518 ₹ lakh-563 ₹ lakhQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
infrastructure & housing(size)338584 INR_lakhs27074 INR_lakhsQ1 FY26-27 / Q3 FY25-26
incurred claims ratio73.2 %74.3 %Q1 FY26-27
investment income ratio1.7 %2.2 %Q1 FY26-27
gross yield (annualized)6.79 %8.64 %Q4 FY25-26 / FY25-26
net yield (annualized)6.79 %6.46 %Q4 FY25-26 / FY25-26
claim settlement ratio22.5 %87.3 %FY24-25 / Q2 FY25-26
claims repudiation ratio0.00 %1.79 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Agriculture Insurance Company of India
All IRDAI metrics →
Bajaj Allianz General Insurance
All IRDAI metrics →

How to read IRDAI comparison data ·Back to all comparisons