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Acko General Insurance vs Zuno General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceZuno General InsurancePeriod
personal accident incurred claims ratio36.0 %96.0 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh104 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count26 countQ1 FY26-27
profit after tax(size)-29 ₹ crore-4 ₹ croreQ1 FY26-27
other segment premium(size)4515 ₹ lakh2472 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count3 countQ1 FY26-27
claim settlement ratio75.0 %70.9 %Q1 FY26-27
central govt. securities(size)22.0 %23.0 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
personal accident combined ratio67.0 %124.0 %Q1 FY26-27
MISP (Direct) policies(size)0 count1970 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh-2 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh1 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore402 ₹ croreQ1 FY26-27
solvency ratio1.59 ×1.64 ×Q1 FY26-27
gross yield (quarterly)7.93 %2.05 %Q1 FY26-27
motor tp combined ratio98.0 %89.0 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh91 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count2652 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count0 countQ1 FY26-27
fire combined ratio54.9 %-38.0 %Q1 FY26-27
operating profit ratio-6.1 %-3.0 %Q1 FY26-27
expense ratio to gross premium43.9 %31.0 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh431 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh1482 ₹ lakhQ1 FY26-27
combined ratio111.7 %115.0 %Q1 FY26-27
net yield (quarterly)7.93 %2.05 %Q1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
Brokers policies(size)89415 count221205 countQ1 FY26-27
travel segment premium(size)1979 ₹ lakh40 ₹ lakhQ1 FY26-27
health segment premium(size)37617 ₹ lakh12044 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)131237 count4637 countQ1 FY26-27
net worth growth rate(size)-1.4 %13.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count416 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh34463 ₹ lakhQ1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
expense ratio38.8 %34.0 %Q1 FY26-27
other investments(size)68748 INR_lakhs20794 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %-46.0 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %62.0 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh3306 ₹ lakhQ1 FY26-27
travel combined ratio48.0 %260.0 %Q1 FY26-27
motor od incurred claims ratio127.0 %80.0 %Q1 FY26-27
underwriting balance ratio-16.0 %-0.2 %Q1 FY26-27
marine hull segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
motor OD segment premium(size)11794 ₹ lakh11217 ₹ lakhQ1 FY26-27
Other policies(size)0 count0 countQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh2 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %26.0 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count9545 countQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh1065 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %31.0 %Q1 FY26-27
travel incurred claims ratio30.0 %199.0 %Q1 FY26-27
motor od combined ratio164.0 %133.0 %Q1 FY26-27
incurred claims ratio72.9 %81.0 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs52190 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio59.0 %53.0 %Q1 FY26-27
profit before tax(size)-29 ₹ crore-4 ₹ croreQ1 FY26-27
net earning ratio-4.1 %-2.0 %Q1 FY26-27
personal accident segment premium(size)504 ₹ lakh2430 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %55.0 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %6.3 %Q1 FY26-27
liability combined ratio94.0 %77.0 %Q1 FY26-27
claims paid to provisioned ratio(size)6.7 %57.0 %Q1 FY26-27
motor TP segment premium(size)16719 ₹ lakh10171 ₹ lakhQ1 FY26-27
mutual funds(size)16958 INR_lakhs7230 INR_lakhsQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh339 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh64 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh121 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %57.0 %Q1 FY26-27
investment income ratio8.0 %2.1 %Q1 FY26-27
government securities(size)139488 INR_lakhs41239 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs35131 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×98.00 ×Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net commission ratio(size)11.9 %10.0 %Q1 FY26-27
real estate & subsidiaries(size)11419 INR_lakhs4636 INR_lakhsQ1 FY26-27
other combined ratio94.5 %-2.0 %Q4 FY25-26
gross yield (annualized)7.81 %8.42 %Q4 FY25-26 / FY25-26
health combined ratio104.5 %126.0 %Q4 FY25-26 / Q1 FY26-27
net yield (annualized)7.81 %8.42 %Q4 FY25-26 / FY25-26
other incurred claims ratio85.2 %90.0 %Q4 FY25-26
health incurred claims ratio56.3 %99.0 %Q4 FY25-26 / Q1 FY26-27
other approved securities(size)2372 INR_lakhs15995 INR_lakhsQ4 FY25-26 / Q1 FY26-27
equity & preference shares(size)526 INR_lakhs4406 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %7.59 %FY24-25
gross NPA ratio1.18 %0.00 %Q1 FY21-22 / Q1 FY26-27
net NPA ratio0.59 %0.00 %Q1 FY21-22 / Q1 FY26-27

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
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Zuno General Insurance
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