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Acko General Insurance vs SBI General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceSBI General InsurancePeriod
personal accident incurred claims ratio36.0 %42.9 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh799 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh828 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh4005 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count56 countQ1 FY26-27
profit after tax(size)-29 ₹ crore166 ₹ croreQ1 FY26-27
Corporate Agents – Banks policies(size)0 count624380 countQ1 FY26-27
claim settlement ratio75.0 %77.7 %Q1 FY26-27 / Q4 FY25-26
central govt. securities(size)22.0 %22.4 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
personal accident combined ratio67.0 %57.4 %Q1 FY26-27
MISP (Direct) policies(size)0 count0 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh85651 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh314 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore13890 ₹ croreQ1 FY26-27 / FY25-03
solvency ratio1.59 ×2.00 ×Q1 FY26-27
gross yield (quarterly)7.93 %2.03 %Q1 FY26-27
motor tp combined ratio98.0 %146.8 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh4029 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count54927 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count32151 countQ1 FY26-27
fire combined ratio54.9 %276.7 %Q1 FY26-27
operating profit ratio-6.1 %5.5 %Q1 FY26-27
expense ratio to gross premium43.9 %28.6 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh37470 ₹ lakhQ1 FY26-27
combined ratio111.7 %111.5 %Q1 FY26-27
net yield (quarterly)7.93 %1.52 %Q1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
Brokers policies(size)89415 count1303324 countQ1 FY26-27
travel segment premium(size)1979 ₹ lakh43 ₹ lakhQ1 FY26-27
health segment premium(size)37617 ₹ lakh126312 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
Corporate Agents – Others policies(size)131237 count19211 countQ1 FY26-27
net worth growth rate(size)-1.4 %3.2 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count1640 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh208297 ₹ lakhQ1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
expense ratio38.8 %32.3 %Q1 FY26-27
other investments(size)68748 INR_lakhs90428 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %75.2 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %10.8 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh2765 ₹ lakhQ1 FY26-27
travel combined ratio48.0 %103.9 %Q1 FY26-27
motor od incurred claims ratio127.0 %83.9 %Q1 FY26-27
underwriting balance ratio-16.0 %-10.0 %Q1 FY26-27
motor OD segment premium(size)11794 ₹ lakh56299 ₹ lakhQ1 FY26-27
Other policies(size)0 count0 countQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh9 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %27.2 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count95763 countQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh10883 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %37.0 %Q1 FY26-27
travel incurred claims ratio30.0 %64.9 %Q1 FY26-27
motor od combined ratio164.0 %149.6 %Q1 FY26-27
incurred claims ratio72.9 %79.2 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs682117 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio59.0 %88.2 %Q1 FY26-27
profit before tax(size)-29 ₹ crore222 ₹ croreQ1 FY26-27
net earning ratio-4.1 %0.9 %Q1 FY26-27 / Q4 FY25-26
personal accident segment premium(size)504 ₹ lakh44161 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %89.7 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %6.7 %Q1 FY26-27
liability combined ratio94.0 %112.2 %Q1 FY26-27
claims paid to provisioned ratio(size)6.7 %14.6 %Q1 FY26-27
book value per share(size)2.94 ₹231.56 ₹Q1 FY26-27 / Q4 FY25-26
motor TP segment premium(size)16719 ₹ lakh62025 ₹ lakhQ1 FY26-27
mutual funds(size)16958 INR_lakhs55605 INR_lakhsQ1 FY26-27 / Q3 FY25-26
Individual Agents premium(size)0 ₹ lakh10951 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh337 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh9363 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %68.3 %Q1 FY26-27
investment income ratio8.0 %2.2 %Q1 FY26-27
government securities(size)139488 INR_lakhs924625 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs527301 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×66.00 ×Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net commission ratio(size)11.9 %15.6 %Q1 FY26-27
earnings per share(size)-0.10 ₹1.36 ₹Q1 FY26-27 / Q4 FY25-26
real estate & subsidiaries(size)11419 INR_lakhs34231 INR_lakhsQ1 FY26-27
gross yield (annualized)7.81 %8.04 %Q4 FY25-26 / FY25-26
health combined ratio104.5 %111.6 %Q4 FY25-26 / Q1 FY26-27
net yield (annualized)7.81 %6.02 %Q4 FY25-26 / FY25-26
health incurred claims ratio56.3 %88.2 %Q4 FY25-26 / Q1 FY26-27
equity & preference shares(size)526 INR_lakhs239219 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %1.40 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

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Acko General Insurance
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SBI General Insurance
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