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Acko General Insurance vs Bajaj Allianz General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceBajaj Allianz General InsurancePeriod
personal accident incurred claims ratio36.0 %51.0 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh-1976 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh-563 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh18439 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count2730 countQ1 FY26-27
profit after tax(size)-29 ₹ crore478 ₹ croreQ1 FY26-27
other segment premium(size)4515 ₹ lakh65482 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count2036111 countQ1 FY26-27
claim settlement ratio75.0 %87.3 %Q1 FY26-27 / Q2 FY25-26
central govt. securities(size)22.0 %20.4 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
personal accident combined ratio67.0 %82.1 %Q1 FY26-27
MISP (Direct) policies(size)0 count127141 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh49617 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh2548 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore21417 ₹ croreQ1 FY26-27 / FY25-03
solvency ratio1.59 ×2.54 ×Q1 FY26-27
gross yield (quarterly)7.93 %2.15 %Q1 FY26-27
motor tp combined ratio98.0 %103.5 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh2931 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count653974 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count98274 countQ1 FY26-27
fire combined ratio54.9 %5.3 %Q1 FY26-27
operating profit ratio-6.1 %17.8 %Q1 FY26-27
expense ratio to gross premium43.9 %29.5 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh9048 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh90793 ₹ lakhQ1 FY26-27
combined ratio111.7 %104.7 %Q1 FY26-27
net yield (quarterly)7.93 %1.61 %Q1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
Brokers policies(size)89415 count2190021 countQ1 FY26-27
travel segment premium(size)1979 ₹ lakh5721 ₹ lakhQ1 FY26-27
health segment premium(size)37617 ₹ lakh175965 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh503 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)131237 count1636367 countQ1 FY26-27
net worth growth rate(size)-1.4 %-13.8 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count5664 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh281025 ₹ lakhQ1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q3 FY25-26
expense ratio38.8 %30.4 %Q1 FY26-27
other investments(size)68748 INR_lakhs1093056 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %48.9 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %11.6 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh11268 ₹ lakhQ1 FY26-27
travel combined ratio48.0 %145.8 %Q1 FY26-27
motor od incurred claims ratio127.0 %76.6 %Q1 FY26-27
underwriting balance ratio-16.0 %-5.0 %Q1 FY26-27
marine hull segment premium(size)0 ₹ lakh3261 ₹ lakhQ1 FY26-27
motor OD segment premium(size)11794 ₹ lakh79987 ₹ lakhQ1 FY26-27
Other policies(size)0 count0 countQ1 FY26-27 / Q3 FY25-26
Web Aggregators premium(size)0 ₹ lakh34 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %29.5 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count322050 countQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh20919 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %30.9 %Q1 FY26-27
travel incurred claims ratio30.0 %59.4 %Q1 FY26-27
motor od combined ratio164.0 %122.4 %Q1 FY26-27
incurred claims ratio72.9 %74.3 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs27074 INR_lakhsQ1 FY26-27 / Q3 FY25-26
motor tp incurred claims ratio59.0 %51.0 %Q1 FY26-27
profit before tax(size)-29 ₹ crore638 ₹ croreQ1 FY26-27
net earning ratio-4.1 %17.8 %Q1 FY26-27
personal accident segment premium(size)504 ₹ lakh6026 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %25.7 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %7.3 %Q1 FY26-27
liability combined ratio94.0 %54.6 %Q1 FY26-27
claims paid to provisioned ratio(size)6.7 %13.6 %Q1 FY26-27
book value per share(size)2.94 ₹1021.05 ₹Q1 FY26-27
motor TP segment premium(size)16719 ₹ lakh106620 ₹ lakhQ1 FY26-27
mutual funds(size)16958 INR_lakhs21015 INR_lakhsQ1 FY26-27 / Q4 FY25-26
Individual Agents premium(size)0 ₹ lakh86223 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh1433 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh18904 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %46.4 %Q1 FY26-27
investment income ratio8.0 %2.2 %Q1 FY26-27
government securities(size)139488 INR_lakhs1042910 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs749232 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×53.00 ×Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net commission ratio(size)11.9 %8.9 %Q1 FY26-27
earnings per share(size)-0.10 ₹44.70 ₹Q1 FY26-27
real estate & subsidiaries(size)11419 INR_lakhs20168 INR_lakhsQ1 FY26-27
other combined ratio94.5 %68.5 %Q4 FY25-26 / Q1 FY26-27
gross yield (annualized)7.81 %8.64 %Q4 FY25-26 / FY25-26
health combined ratio104.5 %108.7 %Q4 FY25-26 / Q1 FY26-27
net yield (annualized)7.81 %6.46 %Q4 FY25-26 / FY25-26
other incurred claims ratio85.2 %58.5 %Q4 FY25-26 / Q1 FY26-27
health incurred claims ratio56.3 %90.9 %Q4 FY25-26 / Q1 FY26-27
equity & preference shares(size)526 INR_lakhs455012 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %1.79 %FY24-25
gross NPA ratio1.18 %0.00 %Q1 FY21-22 / Q1 FY26-27
net NPA ratio0.59 %0.00 %Q1 FY21-22 / Q1 FY26-27

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
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Bajaj Allianz General Insurance
All IRDAI metrics →

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