Factuary

Star Health Insurance Net Earning Ratio

8.5%
Q1 FY26-27
Higher is better

Star Health and Allied Insurance's net earning ratio was 8.54% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Net Profit after Tax as a percentage of Net Written Premium. Measures bottom-line profitability relative to premium volume after all costs, taxes, and appropriations. Distinguished from the operating profit ratio (pre-tax, before appropriations) and the return on net worth (relative to capital, not premium).

Note: NL-20 analytical ratios. Display with sign. A negative value means the insurer reported a net loss.

Historical Data

PeriodValueSource formData as of
Q1 FY26-278.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-262.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-262.9 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-261.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-267.6 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-250.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-256.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-252.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-2510.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-243.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-249.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-243.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-2410.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-232.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-237.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-233.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-239.1 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Star Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-2027_Q1_PD_FY_27_Q1_V2_6aad7ae1f8.pdf · Star Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: net_earning_ratio
← All metrics for Star Health Insurancenet earning ratio across all insurers →Source documents