Kshema General Insurance Net Earning Ratio

-227.4%
Q1 FY26-27
Higher is better

Kshema General Insurance's net earning ratio was -227.4% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Net Profit after Tax as a percentage of Net Written Premium. Measures bottom-line profitability relative to premium volume after all costs, taxes, and appropriations. Distinguished from the operating profit ratio (pre-tax, before appropriations) and the return on net worth (relative to capital, not premium).

Note: NL-20 analytical ratios. Display with sign. A negative value means the insurer reported a net loss.

Historical Data

PeriodValueSource formData as of
Q1 FY26-27-227.4 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY25-2640.5 %NL-20-ANALYTICAL-RATIOS2026-11-03
Q3 FY25-26-19.0 %NL-20-ANALYTICAL-RATIOS2026-10-27
Q2 FY25-26-714.7 %NL-20-ANALYTICAL-RATIOS2026-10-27
Q4 FY24-25-81.8 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q4 FY23-241.0 %NL-20-ANALYTICAL-RATIOS2026-10-29

Provenance

Reported by
Kshema General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
nl-20-analytical-ratios.pdf · Kshema General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-25
Note
NL-20 row-format label match: net_earning_ratio