ManipalCigna Health Insurance Net Earning Ratio

-8.0%
Q1 FY26-27
Higher is better

ManipalCigna Health Insurance's net earning ratio was -8% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Net Profit after Tax as a percentage of Net Written Premium. Measures bottom-line profitability relative to premium volume after all costs, taxes, and appropriations. Distinguished from the operating profit ratio (pre-tax, before appropriations) and the return on net worth (relative to capital, not premium).

Note: NL-20 analytical ratios. Display with sign. A negative value means the insurer reported a net loss.

Historical Data

PeriodValueSource formData as of
Q1 FY26-27-8.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY25-265.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-26-29.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-26-37.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-26-13.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY24-25-10.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q3 FY24-25-24.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q2 FY24-25-16.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q1 FY24-25-12.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY23-24-8.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q3 FY23-24-13.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q2 FY23-24-13.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q1 FY23-24-10.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY22-23-15.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q3 FY21-22-36.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q2 FY21-22-42.0 %NL-20-ANALYTICAL-RATIOS2026-10-25

Provenance

Reported by
ManipalCigna Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
07769dc0-e6ad-701d-f5b8-7716ee328184.pdf · ManipalCigna Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-25
Note
NL-20 row-format label match: net_earning_ratio