Factuary

Shriram General Insurance Net Earning Ratio

12.3%
Q1 FY26-27
Higher is better

Shriram General Insurance's net earning ratio was 12.33% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Net Profit after Tax as a percentage of Net Written Premium. Measures bottom-line profitability relative to premium volume after all costs, taxes, and appropriations. Distinguished from the operating profit ratio (pre-tax, before appropriations) and the return on net worth (relative to capital, not premium).

Note: NL-20 analytical ratios. Display with sign. A negative value means the insurer reported a net loss.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2712.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2613.8 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2614.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2614.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2614.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2515.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2511.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2517.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-2516.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2414.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-2414.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-2417.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-2419.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-2323.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-2313.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2314.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-2319.4 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Shriram General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
c7925595-ce45-4fdc-b77e-a2c417916f24_SGI_Disclosure_1st_Qtr_2026_27.pdf · Shriram General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: net_earning_ratio
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