Zurich Kotak General Insurance Net Earning Ratio

-22.0%
Q4 FY25-26
Higher is better

Zurich Kotak General Insurance's net earning ratio was -22% for Q4 FY25-26, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Net Profit after Tax as a percentage of Net Written Premium. Measures bottom-line profitability relative to premium volume after all costs, taxes, and appropriations. Distinguished from the operating profit ratio (pre-tax, before appropriations) and the return on net worth (relative to capital, not premium).

Note: NL-20 analytical ratios. Display with sign. A negative value means the insurer reported a net loss.

Historical Data

PeriodValueSource formData as of
Q4 FY25-26-22.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-261.0 %NL-20-ANALYTICAL-RATIOS2026-10-27
Q2 FY25-262.0 %NL-20-ANALYTICAL-RATIOS2026-10-27

Provenance

Reported by
Zurich Kotak General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q4 FY25-26
Source document
NL_20_Analytical_Ratios_cfb4d17cfd.pdf · Zurich Kotak General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-31
Note
NL-20 row-format label match: net_earning_ratio