ECGC Net Earning Ratio
170.9%
Q4 FY25-26
ECGC's net earning ratio was 170.87% for Q4 FY25-26, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Net Profit after Tax as a percentage of Net Written Premium. Measures bottom-line profitability relative to premium volume after all costs, taxes, and appropriations. Distinguished from the operating profit ratio (pre-tax, before appropriations) and the return on net worth (relative to capital, not premium).
Note: NL-20 analytical ratios. Display with sign. A negative value means the insurer reported a net loss.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q4 FY25-26 | 170.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q3 FY25-26 | 69.8 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q2 FY25-26 | 128.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
Provenance
- Reported by
- ECGC
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q4 FY25-26
- Source document
- NL_till_now_fy2526_q4.pdf · ECGC's disclosure page
- Source URL
- https://main.ecgc.in/english/wp-content/uploads/2026/04/NL_till_now_fy2526_q4.pdf
- Extracted by
- irw_adapter v1 (manual, single-segment filing)
- Last verified
- 2026-10-26
- Note
- ECGC reports NL-20 under a single 'Miscellaneous Segment' column (credit insurer, no standard multi-segment split). 'For the Period ended' (standalone-quarter) column used, not the cumulative 'Up to Period' column. gdp_to_networth_ratio stored x100 (source shows a bare 'Times' multiple, e.g. 0.05) matching today's established project convention for that metric; technical_reserves_to_premium_ratio stored raw (also a 'Times' multiple in the source, but matches the convention already used for other insurers' values of this specific metric, e.g. acko-general ~1-2). Pulled directly from ECGC's own site 2026-10-26.