HDFC ERGO General Insurance Net Earning Ratio
12.4%
Q1 FY25-26
HDFC ERGO General Insurance's net earning ratio was 12.43% for Q1 FY25-26, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Net Profit after Tax as a percentage of Net Written Premium. Measures bottom-line profitability relative to premium volume after all costs, taxes, and appropriations. Distinguished from the operating profit ratio (pre-tax, before appropriations) and the return on net worth (relative to capital, not premium).
Note: NL-20 analytical ratios. Display with sign. A negative value means the insurer reported a net loss.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY25-26 | 12.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY24-25 | 4.2 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
Provenance
- Reported by
- HDFC ERGO General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY25-26
- Source document
- Annexure-IV-All-Forms-Q1-FY2025-26.pdf · HDFC ERGO General Insurance's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-31
- Note
- NL-20 row-format label match: net_earning_ratio