Navi General Insurance Net Earning Ratio

-6.0%
Q1 FY26-27
Higher is better

Navi General Insurance's net earning ratio was -6% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Net Profit after Tax as a percentage of Net Written Premium. Measures bottom-line profitability relative to premium volume after all costs, taxes, and appropriations. Distinguished from the operating profit ratio (pre-tax, before appropriations) and the return on net worth (relative to capital, not premium).

Note: NL-20 analytical ratios. Display with sign. A negative value means the insurer reported a net loss.

Historical Data

PeriodValueSource formData as of
Q1 FY26-27-6.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-26-14.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-261.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-266.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-26124.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2519.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2564.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2561.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-2577.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2437.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-2466.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-24106.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-24145.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-2344.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-2372.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2360.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-2324.0 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Navi General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-2027_Apr-Jun.pdf · Navi General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: net_earning_ratio