National Insurance Company Net Earning Ratio

-13.5%
Q1 FY26-27
Higher is better

National Insurance Company's net earning ratio was -13.54% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Net Profit after Tax as a percentage of Net Written Premium. Measures bottom-line profitability relative to premium volume after all costs, taxes, and appropriations. Distinguished from the operating profit ratio (pre-tax, before appropriations) and the return on net worth (relative to capital, not premium).

Note: NL-20 analytical ratios. Display with sign. A negative value means the insurer reported a net loss.

Historical Data

PeriodValueSource formData as of
Q1 FY26-27-13.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-26-44.8 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-26-7.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY25-26-8.0 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
National Insurance Company
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf · National Insurance Company's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row: Net earning ratio