Agriculture Insurance Company of India vs ECGC: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | Agriculture Insurance Company of India | ECGC | Period |
|---|---|---|---|
| net worth growth rate(size) | 11.8 % | 6.2 % | Q1 FY26-27 |
| other combined ratio | 320.7 % | 188.0 % | Q1 FY26-27 |
| gross written premium(size) | 13 ₹ crore | 1367 ₹ crore | Q1 FY26-27 / FY24-25 |
| claims paid to provisioned ratio(size) | 30.1 % | 70.0 % | Q1 FY26-27 |
| other investments(size) | 159885 INR_lakhs | 37598 INR_lakhs | Q1 FY26-27 |
| other incurred claims ratio | 76.8 % | 159.5 % | Q1 FY26-27 |
| profit after tax(size) | 329 ₹ crore | 65 ₹ crore | Q1 FY26-27 |
| Corporate Agents – Banks premium(size) | 1 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| technical reserves to premium ratio(size) | -176.5 % | 17.1 % | Q1 FY26-27 |
| net yield (quarterly) | 6.31 % | 5.37 % | Q1 FY26-27 |
| required solvency margin(size) | 175571 ₹ lakh | 24579 ₹ lakh | Q1 FY26-27 |
| combined ratio | -162.7 % | 188.0 % | Q1 FY26-27 |
| gross npa (amount) | 0 INR_lakhs | 8402 INR_lakhs | Q1 FY26-27 |
| equity & preference shares(size) | 137903 INR_lakhs | 327808 INR_lakhs | Q1 FY26-27 |
| profit before tax(size) | 451 ₹ crore | 87 ₹ crore | Q1 FY26-27 |
| central govt. securities(size) | 22.3 % | 20.6 % | Q1 FY26-27 |
| solvency ratio | 4.65 × | 56.14 × | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | -1.00 × | 200.00 × | Q1 FY26-27 |
| housing & infrastructure(size) | 20.4 % | 20.5 % | Q1 FY26-27 |
| net earning ratio | -781.1 % | 170.9 % | Q1 FY26-27 / Q4 FY25-26 |
| underwriting balance ratio | 32.0 % | -88.4 % | Q1 FY26-27 |
| mutual funds(size) | 163594 INR_lakhs | 86726 INR_lakhs | Q1 FY26-27 |
| net commission ratio(size) | -11.9 % | -3.5 % | Q1 FY26-27 |
| net retention ratio(size) | 72.4 % | 81.9 % | Q1 FY26-27 |
| govt + approved securities(size) | 44.3 % | 52.7 % | Q1 FY26-27 |
| available solvency margin(size) | 815927 ₹ lakh | 1379941 ₹ lakh | Q1 FY26-27 |
| Corporate Agents – Banks policies(size) | 28 count | 0 count | Q1 FY26-27 |
| npa provision coverage | 0.0 % | 100.0 % | Q1 FY26-27 |
| Brokers premium(size) | 660 ₹ lakh | 6042 ₹ lakh | Q1 FY26-27 |
| debentures & bonds(size) | 142571 INR_lakhs | 107369 INR_lakhs | Q1 FY26-27 |
| other segment premium(size) | 1272 ₹ lakh | 34446 ₹ lakh | Q1 FY26-27 |
| gross yield (quarterly) | 6.31 % | 7.18 % | Q1 FY26-27 |
| government securities(size) | 736336 INR_lakhs | 927780 INR_lakhs | Q1 FY26-27 |
| Brokers policies(size) | 37423 count | 531 count | Q1 FY26-27 |
| expense ratio to gross premium | -129.5 % | 27.6 % | Q1 FY26-27 |
| expense ratio | -235.9 % | 28.5 % | Q1 FY26-27 |
| operating profit ratio | 64.1 % | -59.3 % | Q1 FY26-27 |
| gross direct premium growth rate(size) | -208.9 % | 7.1 % | Q1 FY26-27 |
| infrastructure & housing(size) | 338584 INR_lakhs | 380573 INR_lakhs | Q1 FY26-27 |
| incurred claims ratio | 73.2 % | 159.5 % | Q1 FY26-27 |
| investment income ratio | 1.7 % | 6.9 % | Q1 FY26-27 |
| gross yield (annualized) | 6.79 % | 7.74 % | Q4 FY25-26 |
| net yield (annualized) | 6.79 % | 5.79 % | Q4 FY25-26 |
| other approved securities(size) | 389577 INR_lakhs | 49739 INR_lakhs | Q1 FY25-26 / Q1 FY26-27 |
| claim settlement ratio | 22.5 % | 39.0 % | FY24-25 |
| claims repudiation ratio | 0.00 % | 41.52 % | FY24-25 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.