Factuary

Acko General Insurance vs National Insurance Company: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceNational Insurance CompanyPeriod
personal accident incurred claims ratio36.0 %60.1 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh1217 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh5029 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count15 countQ1 FY26-27
required solvency margin(size)50918 ₹ lakh456132 ₹ lakhQ1 FY26-27
profit after tax(size)-29 ₹ crore-496 ₹ croreQ1 FY26-27
other segment premium(size)4515 ₹ lakh14971 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count4516 countQ1 FY26-27
claim settlement ratio75.0 %52.7 %Q1 FY26-27
central govt. securities(size)22.0 %21.2 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
personal accident combined ratio67.0 %86.1 %Q1 FY26-27
MISP (Direct) policies(size)0 count1896 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh1179 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh1526 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore16833 ₹ croreQ1 FY26-27 / FY25-03
solvency ratio1.59 ×-1.22 ×Q1 FY26-27
gross yield (quarterly)7.93 %10.69 %Q1 FY26-27
motor tp combined ratio98.0 %165.4 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh7861 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count1329274 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count0 countQ1 FY26-27
fire combined ratio54.9 %117.0 %Q1 FY26-27
operating profit ratio-6.1 %-12.8 %Q1 FY26-27
expense ratio to gross premium43.9 %31.8 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh264 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh47154 ₹ lakhQ1 FY26-27
combined ratio111.7 %134.4 %Q1 FY26-27
net yield (quarterly)7.93 %7.06 %Q1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
Brokers policies(size)89415 count1425107 countQ1 FY26-27
travel segment premium(size)1979 ₹ lakh0 ₹ lakhQ1 FY26-27
health segment premium(size)37617 ₹ lakh149925 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh2043 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)131237 count11710 countQ1 FY26-27
Insurance Marketing Firm policies(size)0 count825 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh172211 ₹ lakhQ1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
expense ratio38.8 %35.4 %Q1 FY26-27
other investments(size)68748 INR_lakhs60405 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %77.0 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %7.8 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh943 ₹ lakhQ1 FY26-27
motor od incurred claims ratio127.0 %103.3 %Q1 FY26-27
underwriting balance ratio-16.0 %-36.0 %Q1 FY26-27
marine hull segment premium(size)0 ₹ lakh3347 ₹ lakhQ1 FY26-27
motor OD segment premium(size)11794 ₹ lakh43901 ₹ lakhQ1 FY26-27
Other policies(size)0 count0 countQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %16.8 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count156008 countQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh11084 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %41.7 %Q1 FY26-27
motor od combined ratio164.0 %141.0 %Q1 FY26-27
incurred claims ratio72.9 %98.9 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs255830 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio59.0 %124.7 %Q1 FY26-27
profit before tax(size)-29 ₹ crore-496 ₹ croreQ1 FY26-27
net earning ratio-4.1 %-13.5 %Q1 FY26-27
available solvency margin(size)80829 ₹ lakh-557749 ₹ lakhQ1 FY26-27
personal accident segment premium(size)504 ₹ lakh39683 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %7.3 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %913.0 %Q1 FY26-27
liability combined ratio94.0 %50.7 %Q1 FY26-27
book value per share(size)2.94 ₹-4.87 ₹Q1 FY26-27
motor TP segment premium(size)16719 ₹ lakh91131 ₹ lakhQ1 FY26-27
mutual funds(size)16958 INR_lakhs117077 INR_lakhsQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh149079 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh231 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh13903 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %85.1 %Q1 FY26-27
investment income ratio8.0 %9.8 %Q1 FY26-27
government securities(size)139488 INR_lakhs1219327 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs422924 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×-92.00 ×Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net commission ratio(size)11.9 %10.7 %Q1 FY26-27
earnings per share(size)-0.10 ₹-0.53 ₹Q1 FY26-27
real estate & subsidiaries(size)11419 INR_lakhs17 INR_lakhsQ1 FY26-27
other combined ratio94.5 %98.6 %Q4 FY25-26 / Q1 FY26-27
gross yield (annualized)7.81 %11.98 %Q4 FY25-26
health combined ratio104.5 %137.6 %Q4 FY25-26 / Q1 FY26-27
net yield (annualized)7.81 %7.91 %Q4 FY25-26
other incurred claims ratio85.2 %56.1 %Q4 FY25-26 / Q1 FY26-27
health incurred claims ratio56.3 %105.3 %Q4 FY25-26 / Q1 FY26-27
other approved securities(size)2372 INR_lakhs929 INR_lakhsQ4 FY25-26 / Q3 FY25-26
equity & preference shares(size)526 INR_lakhs1314528 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %4.68 %FY24-25
gross NPA ratio1.18 %0.75 %Q1 FY21-22 / Q1 FY26-27

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
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National Insurance Company
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