Acko General Insurance vs ECGC: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | Acko General Insurance | ECGC | Period |
|---|---|---|---|
| required solvency margin(size) | 50918 ₹ lakh | 24579 ₹ lakh | Q1 FY26-27 |
| profit after tax(size) | -29 ₹ crore | 65 ₹ crore | Q1 FY26-27 |
| other segment premium(size) | 4515 ₹ lakh | 34446 ₹ lakh | Q1 FY26-27 |
| Corporate Agents – Banks policies(size) | 0 count | 0 count | Q1 FY26-27 |
| claim settlement ratio | 75.0 % | 39.0 % | Q1 FY26-27 / FY24-25 |
| central govt. securities(size) | 22.0 % | 20.6 % | Q1 FY26-27 |
| Corporate Agents – Banks premium(size) | 1030 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| gross written premium(size) | 749 ₹ crore | 1367 ₹ crore | Q1 FY26-27 / FY24-25 |
| solvency ratio | 1.59 × | 56.14 × | Q1 FY26-27 |
| gross yield (quarterly) | 7.93 % | 7.18 % | Q1 FY26-27 |
| operating profit ratio | -6.1 % | -59.3 % | Q1 FY26-27 |
| expense ratio to gross premium | 43.9 % | 27.6 % | Q1 FY26-27 |
| combined ratio | 111.7 % | 188.0 % | Q1 FY26-27 |
| net yield (quarterly) | 7.93 % | 5.37 % | Q1 FY26-27 |
| Brokers policies(size) | 89415 count | 531 count | Q1 FY26-27 |
| net worth growth rate(size) | -1.4 % | 6.2 % | Q1 FY26-27 |
| Brokers premium(size) | 15850 ₹ lakh | 6042 ₹ lakh | Q1 FY26-27 |
| expense ratio | 38.8 % | 28.5 % | Q1 FY26-27 |
| other investments(size) | 68748 INR_lakhs | 37598 INR_lakhs | Q1 FY26-27 |
| gross direct premium growth rate(size) | 42.3 % | 7.1 % | Q1 FY26-27 |
| return on net worth | -3.6 % | 8.9 % | Q1 FY26-27 / Q4 FY25-26 |
| underwriting balance ratio | -16.0 % | -88.4 % | Q1 FY26-27 |
| housing & infrastructure(size) | 16.0 % | 20.5 % | Q1 FY26-27 |
| govt + approved securities(size) | 35.0 % | 52.7 % | Q1 FY26-27 |
| incurred claims ratio | 72.9 % | 159.5 % | Q1 FY26-27 |
| infrastructure & housing(size) | 66621 INR_lakhs | 380573 INR_lakhs | Q1 FY26-27 |
| profit before tax(size) | -29 ₹ crore | 87 ₹ crore | Q1 FY26-27 |
| net earning ratio | -4.1 % | 170.9 % | Q1 FY26-27 / Q4 FY25-26 |
| available solvency margin(size) | 80829 ₹ lakh | 1379941 ₹ lakh | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 364.0 % | 17.1 % | Q1 FY26-27 |
| claims paid to provisioned ratio(size) | 6.7 % | 70.0 % | Q1 FY26-27 |
| mutual funds(size) | 16958 INR_lakhs | 86726 INR_lakhs | Q1 FY26-27 |
| net retention ratio(size) | 78.8 % | 81.9 % | Q1 FY26-27 |
| investment income ratio | 8.0 % | 6.9 % | Q1 FY26-27 |
| government securities(size) | 139488 INR_lakhs | 927780 INR_lakhs | Q1 FY26-27 |
| debentures & bonds(size) | 98124 INR_lakhs | 107369 INR_lakhs | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | 91.00 × | 200.00 × | Q1 FY26-27 |
| net commission ratio(size) | 11.9 % | -3.5 % | Q1 FY26-27 |
| other combined ratio | 94.5 % | 188.0 % | Q4 FY25-26 / Q1 FY26-27 |
| gross yield (annualized) | 7.81 % | 7.74 % | Q4 FY25-26 |
| net yield (annualized) | 7.81 % | 5.79 % | Q4 FY25-26 |
| other incurred claims ratio | 85.2 % | 159.5 % | Q4 FY25-26 / Q1 FY26-27 |
| other approved securities(size) | 2372 INR_lakhs | 49739 INR_lakhs | Q4 FY25-26 / Q1 FY26-27 |
| equity & preference shares(size) | 526 INR_lakhs | 327808 INR_lakhs | Q1 FY25-26 / Q1 FY26-27 |
| claims repudiation ratio | 1.91 % | 41.52 % | FY24-25 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.