Agriculture Insurance Company of India vs Navi General Insurance: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | Agriculture Insurance Company of India | Navi General Insurance | Period |
|---|---|---|---|
| net worth growth rate(size) | 11.8 % | -2.0 % | Q1 FY26-27 |
| gross written premium(size) | 13 ₹ crore | 56 ₹ crore | Q1 FY26-27 |
| claims paid to provisioned ratio(size) | 30.1 % | 36.0 % | Q1 FY26-27 |
| other investments(size) | 159885 INR_lakhs | 3703 INR_lakhs | Q1 FY26-27 |
| profit after tax(size) | 329 ₹ crore | -3 ₹ crore | Q1 FY26-27 |
| net NPA ratio | 0.00 % | 0.00 % | Q1 FY26-27 / Q2 FY25-26 |
| technical reserves to premium ratio(size) | -176.5 % | 5.3 % | Q1 FY26-27 |
| net yield (quarterly) | 6.31 % | 2.00 % | Q1 FY26-27 |
| required solvency margin(size) | 175571 ₹ lakh | 6081 ₹ lakh | Q1 FY26-27 |
| crop insurance segment premium(size) | -8680 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| earnings per share(size) | 16.43 ₹ | -0.06 ₹ | Q1 FY26-27 |
| combined ratio | -162.7 % | 128.0 % | Q1 FY26-27 |
| book value per share(size) | 474.68 ₹ | 6.79 ₹ | Q1 FY26-27 |
| gross npa (amount) | 0 INR_lakhs | 0 INR_lakhs | Q1 FY26-27 |
| equity & preference shares(size) | 137903 INR_lakhs | 1044 INR_lakhs | Q1 FY26-27 |
| profit before tax(size) | 451 ₹ crore | -4 ₹ crore | Q1 FY26-27 |
| gross NPA ratio | 0.25 % | 0.00 % | Q1 FY26-27 / Q2 FY25-26 |
| central govt. securities(size) | 22.3 % | 46.0 % | Q1 FY26-27 |
| solvency ratio | 4.65 × | 2.87 × | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | -1.00 × | 17.00 × | Q1 FY26-27 |
| housing & infrastructure(size) | 20.4 % | 28.0 % | Q1 FY26-27 |
| net earning ratio | -781.1 % | -6.0 % | Q1 FY26-27 |
| underwriting balance ratio | 32.0 % | -29.0 % | Q1 FY26-27 |
| mutual funds(size) | 163594 INR_lakhs | 5122 INR_lakhs | Q1 FY26-27 |
| net commission ratio(size) | -11.9 % | 6.0 % | Q1 FY26-27 |
| net retention ratio(size) | 72.4 % | 93.0 % | Q1 FY26-27 |
| govt + approved securities(size) | 44.3 % | 47.0 % | Q1 FY26-27 |
| available solvency margin(size) | 815927 ₹ lakh | 17438 ₹ lakh | Q1 FY26-27 |
| Brokers premium(size) | 660 ₹ lakh | 576 ₹ lakh | Q1 FY26-27 |
| debentures & bonds(size) | 142571 INR_lakhs | 14678 INR_lakhs | Q1 FY26-27 |
| Corporate Agents – Others policies(size) | 0 count | -360 count | Q1 FY26-27 |
| Corporate Agents – Others premium(size) | 0 ₹ lakh | -44 ₹ lakh | Q1 FY26-27 |
| gross yield (quarterly) | 6.31 % | 2.00 % | Q1 FY26-27 |
| government securities(size) | 736336 INR_lakhs | 26367 INR_lakhs | Q1 FY26-27 |
| Brokers policies(size) | 37423 count | 4260 count | Q1 FY26-27 |
| expense ratio to gross premium | -129.5 % | 35.0 % | Q1 FY26-27 |
| expense ratio | -235.9 % | 36.0 % | Q1 FY26-27 |
| operating profit ratio | 64.1 % | -6.0 % | Q1 FY26-27 |
| gross direct premium growth rate(size) | -208.9 % | 66.0 % | Q1 FY26-27 |
| infrastructure & housing(size) | 338584 INR_lakhs | 8459 INR_lakhs | Q1 FY26-27 |
| incurred claims ratio | 73.2 % | 92.0 % | Q1 FY26-27 |
| investment income ratio | 1.7 % | 2.0 % | Q1 FY26-27 |
| gross yield (annualized) | 6.79 % | 9.00 % | Q4 FY25-26 |
| net yield (annualized) | 6.79 % | 9.00 % | Q4 FY25-26 |
| claim settlement ratio | 22.5 % | 72.4 % | FY24-25 |
| claims repudiation ratio | 0.00 % | 17.14 % | FY24-25 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.