Acko General Insurance vs Agriculture Insurance Company of India: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceAgriculture Insurance Company of IndiaPeriod
crop insurance segment premium(size)0 ₹ lakh-8680 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh-5518 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count0 countQ1 FY26-27
required solvency margin(size)50918 ₹ lakh175571 ₹ lakhQ1 FY26-27
profit after tax(size)-29 ₹ crore329 ₹ croreQ1 FY26-27
other segment premium(size)4515 ₹ lakh1272 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count28 countQ1 FY26-27
claim settlement ratio75.0 %22.5 %Q1 FY26-27 / FY24-25
central govt. securities(size)22.0 %22.3 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
MISP (Direct) policies(size)0 count0 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh1 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore13 ₹ croreQ1 FY26-27
solvency ratio1.59 ×4.65 ×Q1 FY26-27
gross yield (quarterly)7.93 %6.31 %Q1 FY26-27
Individual Agents policies(size)0 count1 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count124437 countQ1 FY26-27
operating profit ratio-6.1 %64.1 %Q1 FY26-27
expense ratio to gross premium43.9 %-129.5 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
combined ratio111.7 %-162.7 %Q1 FY26-27
net yield (quarterly)7.93 %6.31 %Q1 FY26-27
Micro Agents policies(size)0 count2 countQ1 FY26-27
Brokers policies(size)89415 count37423 countQ1 FY26-27
Corporate Agents – Others policies(size)131237 count0 countQ1 FY26-27
net worth growth rate(size)-1.4 %11.8 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count0 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh660 ₹ lakhQ1 FY26-27
Other premium(size)0 ₹ lakh-3131 ₹ lakhQ1 FY26-27
expense ratio38.8 %-235.9 %Q1 FY26-27
other investments(size)68748 INR_lakhs159885 INR_lakhsQ1 FY26-27
gross direct premium growth rate(size)42.3 %-208.9 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh0 ₹ lakhQ1 FY26-27
underwriting balance ratio-16.0 %32.0 %Q1 FY26-27
Other policies(size)0 count63444 countQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %20.4 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count4663 countQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh163 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %44.3 %Q1 FY26-27
incurred claims ratio72.9 %73.2 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs338584 INR_lakhsQ1 FY26-27
profit before tax(size)-29 ₹ crore451 ₹ croreQ1 FY26-27
net earning ratio-4.1 %-781.1 %Q1 FY26-27
available solvency margin(size)80829 ₹ lakh815927 ₹ lakhQ1 FY26-27
technical reserves to premium ratio(size)364.0 %-176.5 %Q1 FY26-27
claims paid to provisioned ratio(size)6.7 %30.1 %Q1 FY26-27
book value per share(size)2.94 ₹474.68 ₹Q1 FY26-27
mutual funds(size)16958 INR_lakhs163594 INR_lakhsQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %72.4 %Q1 FY26-27
investment income ratio8.0 %1.7 %Q1 FY26-27
government securities(size)139488 INR_lakhs736336 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs142571 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×-1.00 ×Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net commission ratio(size)11.9 %-11.9 %Q1 FY26-27
earnings per share(size)-0.10 ₹16.43 ₹Q1 FY26-27
other combined ratio94.5 %320.7 %Q4 FY25-26 / Q1 FY26-27
gross yield (annualized)7.81 %6.79 %Q4 FY25-26
net yield (annualized)7.81 %6.79 %Q4 FY25-26
other incurred claims ratio85.2 %76.8 %Q4 FY25-26 / Q1 FY26-27
other approved securities(size)2372 INR_lakhs389577 INR_lakhsQ4 FY25-26 / Q1 FY25-26
equity & preference shares(size)526 INR_lakhs137903 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %0.00 %FY24-25
gross NPA ratio1.18 %0.25 %Q1 FY21-22 / Q1 FY26-27
net NPA ratio0.59 %0.00 %Q1 FY21-22 / Q1 FY26-27

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
All IRDAI metrics →
Agriculture Insurance Company of India
All IRDAI metrics →

How to read IRDAI comparison data ·Back to all comparisons