Acko General Insurance vs Agriculture Insurance Company of India: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | Acko General Insurance | Agriculture Insurance Company of India | Period |
|---|---|---|---|
| crop insurance segment premium(size) | 0 ₹ lakh | -8680 ₹ lakh | Q1 FY26-27 |
| Common Service Centres (CSC) premium(size) | 0 ₹ lakh | -5518 ₹ lakh | Q1 FY26-27 |
| Web Aggregators policies(size) | 0 count | 0 count | Q1 FY26-27 |
| required solvency margin(size) | 50918 ₹ lakh | 175571 ₹ lakh | Q1 FY26-27 |
| profit after tax(size) | -29 ₹ crore | 329 ₹ crore | Q1 FY26-27 |
| other segment premium(size) | 4515 ₹ lakh | 1272 ₹ lakh | Q1 FY26-27 |
| Corporate Agents – Banks policies(size) | 0 count | 28 count | Q1 FY26-27 |
| claim settlement ratio | 75.0 % | 22.5 % | Q1 FY26-27 / FY24-25 |
| central govt. securities(size) | 22.0 % | 22.3 % | Q1 FY26-27 |
| Referral Arrangements policies(size) | 0 count | 0 count | Q1 FY26-27 |
| MISP (Direct) policies(size) | 0 count | 0 count | Q1 FY26-27 |
| Corporate Agents – Banks premium(size) | 1030 ₹ lakh | 1 ₹ lakh | Q1 FY26-27 |
| gross written premium(size) | 749 ₹ crore | 13 ₹ crore | Q1 FY26-27 |
| solvency ratio | 1.59 × | 4.65 × | Q1 FY26-27 |
| gross yield (quarterly) | 7.93 % | 6.31 % | Q1 FY26-27 |
| Individual Agents policies(size) | 0 count | 1 count | Q1 FY26-27 |
| Common Service Centres (CSC) policies(size) | 0 count | 124437 count | Q1 FY26-27 |
| operating profit ratio | -6.1 % | 64.1 % | Q1 FY26-27 |
| expense ratio to gross premium | 43.9 % | -129.5 % | Q1 FY26-27 |
| MISP (Direct) premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| combined ratio | 111.7 % | -162.7 % | Q1 FY26-27 |
| net yield (quarterly) | 7.93 % | 6.31 % | Q1 FY26-27 |
| Micro Agents policies(size) | 0 count | 2 count | Q1 FY26-27 |
| Brokers policies(size) | 89415 count | 37423 count | Q1 FY26-27 |
| Corporate Agents – Others policies(size) | 131237 count | 0 count | Q1 FY26-27 |
| net worth growth rate(size) | -1.4 % | 11.8 % | Q1 FY26-27 |
| Insurance Marketing Firm policies(size) | 0 count | 0 count | Q1 FY26-27 |
| Brokers premium(size) | 15850 ₹ lakh | 660 ₹ lakh | Q1 FY26-27 |
| Other premium(size) | 0 ₹ lakh | -3131 ₹ lakh | Q1 FY26-27 |
| expense ratio | 38.8 % | -235.9 % | Q1 FY26-27 |
| other investments(size) | 68748 INR_lakhs | 159885 INR_lakhs | Q1 FY26-27 |
| gross direct premium growth rate(size) | 42.3 % | -208.9 % | Q1 FY26-27 |
| Corporate Agents – Others premium(size) | 15372 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| underwriting balance ratio | -16.0 % | 32.0 % | Q1 FY26-27 |
| Other policies(size) | 0 count | 63444 count | Q1 FY26-27 |
| Web Aggregators premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| housing & infrastructure(size) | 16.0 % | 20.4 % | Q1 FY26-27 |
| Point of Sales Person (Direct) policies(size) | 0 count | 4663 count | Q1 FY26-27 |
| Referral Arrangements premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| Point of Sales Person (Direct) premium(size) | 0 ₹ lakh | 163 ₹ lakh | Q1 FY26-27 |
| govt + approved securities(size) | 35.0 % | 44.3 % | Q1 FY26-27 |
| incurred claims ratio | 72.9 % | 73.2 % | Q1 FY26-27 |
| infrastructure & housing(size) | 66621 INR_lakhs | 338584 INR_lakhs | Q1 FY26-27 |
| profit before tax(size) | -29 ₹ crore | 451 ₹ crore | Q1 FY26-27 |
| net earning ratio | -4.1 % | -781.1 % | Q1 FY26-27 |
| available solvency margin(size) | 80829 ₹ lakh | 815927 ₹ lakh | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 364.0 % | -176.5 % | Q1 FY26-27 |
| claims paid to provisioned ratio(size) | 6.7 % | 30.1 % | Q1 FY26-27 |
| book value per share(size) | 2.94 ₹ | 474.68 ₹ | Q1 FY26-27 |
| mutual funds(size) | 16958 INR_lakhs | 163594 INR_lakhs | Q1 FY26-27 |
| Individual Agents premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| Insurance Marketing Firm premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| net retention ratio(size) | 78.8 % | 72.4 % | Q1 FY26-27 |
| investment income ratio | 8.0 % | 1.7 % | Q1 FY26-27 |
| government securities(size) | 139488 INR_lakhs | 736336 INR_lakhs | Q1 FY26-27 |
| debentures & bonds(size) | 98124 INR_lakhs | 142571 INR_lakhs | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | 91.00 × | -1.00 × | Q1 FY26-27 |
| Micro Agents premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| net commission ratio(size) | 11.9 % | -11.9 % | Q1 FY26-27 |
| earnings per share(size) | -0.10 ₹ | 16.43 ₹ | Q1 FY26-27 |
| other combined ratio | 94.5 % | 320.7 % | Q4 FY25-26 / Q1 FY26-27 |
| gross yield (annualized) | 7.81 % | 6.79 % | Q4 FY25-26 |
| net yield (annualized) | 7.81 % | 6.79 % | Q4 FY25-26 |
| other incurred claims ratio | 85.2 % | 76.8 % | Q4 FY25-26 / Q1 FY26-27 |
| other approved securities(size) | 2372 INR_lakhs | 389577 INR_lakhs | Q4 FY25-26 / Q1 FY25-26 |
| equity & preference shares(size) | 526 INR_lakhs | 137903 INR_lakhs | Q1 FY25-26 / Q1 FY26-27 |
| claims repudiation ratio | 1.91 % | 0.00 % | FY24-25 |
| gross NPA ratio | 1.18 % | 0.25 % | Q1 FY21-22 / Q1 FY26-27 |
| net NPA ratio | 0.59 % | 0.00 % | Q1 FY21-22 / Q1 FY26-27 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.