Niva Bupa Health Insurance Expense Ratio (General/Health)
44.9%
Q1 FY26-27
Niva Bupa Health Insurance's expense ratio was 44.92% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Expense of Management (EOM) as a percentage of Net Written Premium, from IRDAI NL-20. Measures operating cost efficiency after reinsurance cession.
Note: Two NL expense ratios exist: EOM/NWP (this metric) and EOM/Gross Direct Premium. Do not substitute denominators without disclosure.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 44.9 % | NL-20-ANALYTICAL-RATIOS | 2026-09-09 |
| Q4 FY25-26 | 35.6 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY25-26 | 52.2 % | NL-20-ANALYTICAL-RATIOS | 2026-10-27 |
| Q2 FY25-26 | 49.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q1 FY25-26 | 48.1 % | NL-20-ANALYTICAL-RATIOS | 2026-09-09 |
| Q1 FY24-25 | 52.0 % | NL-20-ANALYTICAL-RATIOS | 2026-09-09 |
Provenance
- Reported by
- Niva Bupa Health Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- 2026-06-30.pdf · Niva Bupa Health Insurance's disclosure page
- Extracted by
- nonlife_adapter.py v1
- Last verified
- 2026-09-09
- Note
- NL-20 row-format label match: expense_nwp