Narayana Health Insurance Expense Ratio (General/Health)

40.0%
Q1 FY26-27
Lower is better

Narayana Health Insurance's expense ratio was 40% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Expense of Management (EOM) as a percentage of Net Written Premium, from IRDAI NL-20. Measures operating cost efficiency after reinsurance cession.

Note: Two NL expense ratios exist: EOM/NWP (this metric) and EOM/Gross Direct Premium. Do not substitute denominators without disclosure.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2740.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2666.0 %NL-20-ANALYTICAL-RATIOS2026-10-30
Q3 FY25-2697.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2696.8 %NL-20-ANALYTICAL-RATIOS2026-10-28

Provenance

Reported by
Narayana Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
textplor-vendor-2026-27-Q1.xlsx · Narayana Health Insurance's disclosure page
Extracted by
EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)
Last verified
2026-10-26
Note
Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.