Shriram General Insurance Expense Ratio (General/Health)

37.4%
Q1 FY26-27
Lower is better

Shriram General Insurance's expense ratio was 37.36% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Expense of Management (EOM) as a percentage of Net Written Premium, from IRDAI NL-20. Measures operating cost efficiency after reinsurance cession.

Note: Two NL expense ratios exist: EOM/NWP (this metric) and EOM/Gross Direct Premium. Do not substitute denominators without disclosure.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2737.4 %NL-20-ANALYTICAL-RATIOS2026-09-10
Q4 FY25-2635.3 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2631.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2633.1 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2635.3 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Shriram General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-06-30.pdf · Shriram General Insurance's disclosure page
Extracted by
nonlife_adapter.py v1
Last verified
2026-09-10
Note
NL-20 row-format label match: expense_nwp