Factuary

Oriental Insurance Company Expense Ratio (General/Health)

19.1%
Q1 FY26-27
Lower is better

The Oriental Insurance Company's expense ratio was 19.05% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Expense of Management (EOM) as a percentage of Net Written Premium, from IRDAI NL-20. Measures operating cost efficiency after reinsurance cession.

Note: Two NL expense ratios exist: EOM/NWP (this metric) and EOM/Gross Direct Premium. Do not substitute denominators without disclosure.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2719.1 %NL-20-ANALYTICAL-RATIOS2026-09-11
Q4 FY25-2617.1 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY25-2669.9 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2617.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2616.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY24-2532.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q3 FY24-2518.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY24-2524.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY24-2514.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY23-244.0 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY23-2416.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY23-2419.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY23-2421.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY22-2336.4 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY22-2333.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY22-2350.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY22-235.8 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY21-2244.0 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY21-2235.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY21-2223.9 %NL-20-ANALYTICAL-RATIOS2026-10-28

Provenance

Reported by
Oriental Insurance Company
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-06-30_NL-20.pdf · Oriental Insurance Company's disclosure page
Extracted by
nonlife_adapter.py v1
Last verified
2026-09-11
Note
NL-20 row-format label match: expense_nwp
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