United India Insurance Expense Ratio (General/Health)

35.5%
Q1 FY26-27
Lower is better

United India Insurance's expense ratio was 35.49% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Expense of Management (EOM) as a percentage of Net Written Premium, from IRDAI NL-20. Measures operating cost efficiency after reinsurance cession.

Note: Two NL expense ratios exist: EOM/NWP (this metric) and EOM/Gross Direct Premium. Do not substitute denominators without disclosure.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2735.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2643.1 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY25-2653.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2660.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2629.5 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
United India Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
textplor-vendor-2026-27-Q1.xlsx · United India Insurance's disclosure page
Extracted by
EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)
Last verified
2026-10-26
Note
Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.