Kshema General Insurance Gross Direct Premium To Net Worth Ratio
12.81×
Q1 FY26-27
Kshema General Insurance's gross direct premium to net worth ratio was 12.81× for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Gross Direct Premium divided by Net Worth. Measures underwriting leverage — the volume of business written relative to the insurer's capital base. A very high ratio may indicate capital strain; a low ratio may indicate under-utilisation of capital. In IRDAI NL-20, 'GDP' = Gross Direct Premium.
Note: NL-20 analytical ratios. Context-dependent — no universal good/bad threshold. Compare within the same insurer over time or against same-segment peers.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 12.81 × | NL-20-ANALYTICAL-RATIOS | 2026-10-25 |
| Q4 FY25-26 | 199.48 × | NL-20-ANALYTICAL-RATIOS | 2026-11-03 |
| Q3 FY25-26 | 139.96 × | NL-20-ANALYTICAL-RATIOS | 2026-10-27 |
| Q2 FY25-26 | 8.65 × | NL-20-ANALYTICAL-RATIOS | 2026-10-27 |
| Q1 FY25-26 | 158.93 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q4 FY24-25 | 31.00 × | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
| Q4 FY23-24 | 18.00 × | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
Provenance
- Reported by
- Kshema General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- nl-20-analytical-ratios.pdf · Kshema General Insurance's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-25
- Note
- NL-20 row-format label match: gdp_to_networth_ratio