Star Health Insurance Gross Direct Premium To Net Worth Ratio

54.00×
Q1 FY26-27
Size indicator — not ranked

Star Health and Allied Insurance's gross direct premium to net worth ratio was 54× for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Gross Direct Premium divided by Net Worth. Measures underwriting leverage — the volume of business written relative to the insurer's capital base. A very high ratio may indicate capital strain; a low ratio may indicate under-utilisation of capital. In IRDAI NL-20, 'GDP' = Gross Direct Premium.

Note: NL-20 analytical ratios. Context-dependent — no universal good/bad threshold. Compare within the same insurer over time or against same-segment peers.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2754.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2679.00 ×NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2662.00 ×NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2660.00 ×NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2649.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2573.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2554.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2564.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-2552.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2478.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-2458.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-2463.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-2452.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-2377.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-2358.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2365.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-2352.00 ×NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Star Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-2027_Q1_PD_FY_27_Q1_V2_6aad7ae1f8.pdf · Star Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: gdp_to_networth_ratio