SBI General Insurance Gross Direct Premium To Net Worth Ratio

66.00×

Q1 FY26-27

Size indicator — not ranked

SBI General Insurance's gross direct premium to net worth ratio was 66× for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Gross Direct Premium divided by Net Worth. Measures underwriting leverage — the volume of business written relative to the insurer's capital base. A very high ratio may indicate capital strain; a low ratio may indicate under-utilisation of capital. In IRDAI NL-20, 'GDP' = Gross Direct Premium.

Note: NL-20 analytical ratios. Context-dependent — no universal good/bad threshold. Compare within the same insurer over time or against same-segment peers.

Historical Data

Period	Value	Source form	Data as of
Q1 FY26-27	66.00 ×	NL-20-ANALYTICAL-RATIOS	2026-10-26
Q1 FY25-26	65.00 ×	NL-20-ANALYTICAL-RATIOS	2026-10-26

Provenance

Reported by: SBI General Insurance
Regulatory form: NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period: Q1 FY26-27
Source document: textplor-vendor-2026-27-Q1.xlsx · SBI General Insurance's disclosure page
Extracted by: EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)
Last verified: 2026-10-26
Note: Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md. | Corrected 2026-10-26: unit-convention fix. IRDAI NL-20's 'Gross Direct Premium to Net Worth' row is filed industry-wide as a raw multiple (times), not a percentage -- confirmed against 7 insurers' own official PDFs (Reliance General, Cholamandalam MS, New India Assurance, Agriculture Insurance, National Insurance, Oriental Insurance all print the bare multiple, no % sign; only Generali Central's own form already prints a true percentage). Site declares this metric's unit as %, so multiplied by 100 to match.