Shriram General Insurance Gross Direct Premium To Net Worth Ratio
39.87×
Q1 FY26-27
Shriram General Insurance's gross direct premium to net worth ratio was 39.87× for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Gross Direct Premium divided by Net Worth. Measures underwriting leverage — the volume of business written relative to the insurer's capital base. A very high ratio may indicate capital strain; a low ratio may indicate under-utilisation of capital. In IRDAI NL-20, 'GDP' = Gross Direct Premium.
Note: NL-20 analytical ratios. Context-dependent — no universal good/bad threshold. Compare within the same insurer over time or against same-segment peers.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 39.87 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q4 FY25-26 | 44.90 × | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY25-26 | 43.10 × | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY25-26 | 38.10 × | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q1 FY25-26 | 34.83 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q4 FY24-25 | 40.05 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q3 FY24-25 | 39.09 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q2 FY24-25 | 32.20 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q1 FY24-25 | 28.63 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q4 FY23-24 | 34.40 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q3 FY23-24 | 33.81 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q2 FY23-24 | 30.32 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q1 FY23-24 | 23.25 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q4 FY22-23 | 27.72 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q3 FY22-23 | 25.83 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q2 FY22-23 | 25.59 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q1 FY22-23 | 17.70 × | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
Provenance
- Reported by
- Shriram General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- c7925595-ce45-4fdc-b77e-a2c417916f24_SGI_Disclosure_1st_Qtr_2026_27.pdf · Shriram General Insurance's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-26
- Note
- NL-20 row-format label match: gdp_to_networth_ratio