HDFC ERGO General Insurance Solvency Ratio

2.18×
Q1 FY26-27
Higher is better

HDFC ERGO General Insurance's solvency ratio was 2.18× for Q1 FY26-27, as reported in IRDAI form NL-26-SOLVENCY-MARGIN.

Ratio of Available Solvency Margin (ASM) to Required Solvency Margin (RSM). IRDAI mandates a minimum of 1.5× for all insurers. A ratio above 1.5 indicates a buffer above the regulatory floor.

Note: Regulatory minimum: 1.5×. Life: reported within Form L-22 Analytical Ratios. Non-life: NL-20 analytical ratios section.

Historical Data

PeriodValueSource formData as of
Q1 FY26-272.18 ×NL-26-SOLVENCY-MARGIN2026-09-10
Q4 FY25-262.07 ×NL-26-SOLVENCY-MARGIN2026-09-10
Q3 FY25-262.19 ×NL-26-SOLVENCY-MARGIN2026-09-10
Q2 FY25-262.10 ×NL-26-SOLVENCY-MARGIN2026-09-10
Q1 FY25-262.06 ×NL-26-SOLVENCY-MARGIN2026-10-31
Q4 FY24-252.00 ×NL-26-SOLVENCY-MARGIN2026-10-31
Q3 FY24-251.75 ×Statement-122026-09-10
Q2 FY24-251.78 ×Statement-122026-09-10
Q1 FY24-251.56 ×Statement-122026-09-10
Q4 FY23-241.68 ×Statement-122026-09-10
Q3 FY23-241.87 ×Statement-122026-09-10
Q2 FY23-241.91 ×Statement-122026-09-10
Q1 FY23-241.85 ×Statement-122026-09-10
Q4 FY22-231.81 ×Statement-122026-09-10
Q3 FY22-231.74 ×Statement-122026-09-10
Q2 FY22-231.78 ×Statement-122026-09-10
Q1 FY22-231.68 ×Statement-122026-09-10
Q4 FY21-221.64 ×Statement-162026-09-10
Q3 FY21-221.70 ×Statement-162026-09-10
Q2 FY21-221.71 ×Statement-162026-09-10
Q1 FY21-221.69 ×Statement-162026-09-10
Q4 FY20-211.90 ×Statement-172026-09-10
Q3 FY20-211.98 ×Statement-172026-09-10
Q2 FY20-212.17 ×Statement-172026-09-10
Q1 FY20-212.04 ×Statement-172026-09-10

Provenance

Reported by
HDFC ERGO General Insurance
Regulatory form
NL-26-SOLVENCY-MARGIN · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-06-30_NL-26.pdf · HDFC ERGO General Insurance's disclosure page
Extracted by
nonlife_adapter.py v1
Last verified
2026-09-10
Note
NL-26 solvency text regex