Factuary

ECGC Solvency Ratio

56.14×
Q1 FY26-27
Higher is better

ECGC's solvency ratio was 56.14× for Q1 FY26-27, as reported in IRDAI form NL-26-SOLVENCY-MARGIN.

What this measures

Ratio of Available Solvency Margin (ASM) to Required Solvency Margin (RSM). IRDAI mandates a minimum of 1.5× for all insurers. A ratio above 1.5 indicates a buffer above the regulatory floor.

Note: Regulatory minimum: 1.5×. Life: reported within Form L-22 Analytical Ratios. Non-life: NL-20 analytical ratios section.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2756.14 ×NL-26-SOLVENCY-MARGIN2026-10-28
Q4 FY25-2656.64 ×NL-26-SOLVENCY-MARGIN2026-10-31
Q3 FY25-2655.59 ×NL-26-SOLVENCY-MARGIN2026-10-27
Q2 FY25-2655.47 ×NL-26-SOLVENCY-MARGIN2026-10-27
Q1 FY25-2657.62 ×NL-26-SOLVENCY-MARGIN2026-10-27
Q4 FY24-2557.13 ×Table-492026-09-19
Q3 FY24-2552.84 ×Statement-122026-09-10
Q2 FY24-2550.24 ×Statement-122026-09-10
Q1 FY24-2547.39 ×Statement-122026-09-10
Q4 FY23-2447.87 ×Table-492026-09-19
Q3 FY23-2447.64 ×Statement-122026-09-10
Q2 FY23-2447.50 ×Statement-122026-09-10
Q1 FY23-2448.88 ×Statement-122026-09-10
Q4 FY22-2347.93 ×Table-492026-09-19
Q3 FY22-2343.89 ×Statement-122026-09-10
Q2 FY22-2340.20 ×Statement-122026-09-10
Q1 FY22-2334.40 ×Statement-122026-09-10
Q4 FY21-2230.05 ×Table-492026-09-19
Q3 FY21-2223.92 ×Statement-162026-09-10
Q2 FY21-2220.79 ×Statement-162026-09-10
Q1 FY21-2221.66 ×Statement-162026-09-10
Q4 FY20-2119.25 ×Table-492026-09-19
Q3 FY20-2115.97 ×Statement-172026-09-10
Q2 FY20-2112.23 ×Statement-172026-09-10
Q1 FY20-2113.81 ×Statement-172026-09-10
Q4 FY19-2015.02 ×Table-492026-09-19

Provenance

Reported by
ECGC
Regulatory form
NL-26-SOLVENCY-MARGIN · what this form contains
Reporting period
Q1 FY26-27
Source document
NL-20-truncated.pdf · ECGC's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-28
Note
NL-26 solvency ratio regex
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