Reliance General Insurance — Financial Performance
121.2%
Combined ratio, Q1 FY26-27
+5.7 pts vs Q1 FY25-261.75×
Solvency ratio, Q1 FY26-27
+0.18× vs Q1 FY25-26Reliance General Insurance's combined ratio was 121.2% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
Quarterly financial ratios — Q1 FY25-26 to Q1 FY26-27
| Metric | Q1 FY26-27 | Q4 FY25-26 | Q3 FY25-26 | Q2 FY25-26 | Q1 FY25-26 |
|---|---|---|---|---|---|
| incurred claims ratio | 88.2%+6.1 pts | 88.4% | 78.6% | 81.4% | 82.0% |
| net commission ratio | 17.6%+3.2 pts | 27.9% | 31.0% | 14.6% | 14.4% |
| expense ratio to gross premium | 29.0%−0.1 pts | 35.2% | 40.3% | 26.1% | 29.2% |
| combined ratio | 121.2%+5.7 pts | 131.7% | 135.7% | 118.1% | 115.5% |
| solvency ratio | 1.75×+0.18× | 1.73×+0.14× | 1.68×+0.14× | 1.73×+0.17× | 1.57×−0.03× |
| profit before tax | ₹1 crore−99.2% | ₹-74 crore | ₹-69 crore | ₹162 crore | ₹106 crore |
| profit after tax | ₹1 crore−99.2% | ₹-51 crore | ₹-60 crore | ₹121 crore | ₹81 crore |
The small figure under each number is the change from the same quarter a year earlier — in percentage points for ratios, as a percentage change for profit before/after tax. Shown only where this insurer has a filing from exactly that quarter a year ago; no figure means that comparison isn't available, not that nothing changed.
Expense ratio shown on a gross-direct-premium basis (GDP), per IRDAI's 2021 reform — not directly comparable to an insurer's net-written-premium (NWP) basis figure if quoted elsewhere. "Not disclosed" means this insurer's filing for that quarter didn't include this figure — not an estimate.
Provenance (combined ratio, latest quarter)
- Reported by
- Reliance General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- 2026-06-30_nl20.pdf · Reliance General Insurance's disclosure page
- Extracted by
- nonlife_adapter.py v1
- Last verified
- 2026-09-10
- Note
- NL-20 row-format label match: combined_ratio