Reliance General Insurance Combined Ratio

121.2%
Q1 FY26-27
Lower is better

Reliance General Insurance's combined ratio was 121.21% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Sum of the Incurred Claims Ratio and the Expense of Management Ratio as defined in IRDAI NL-20. Below 100% = underwriting profitability. Note: two different denominators — net earned premium (claims) and net written premium (expenses).

Note: Regulatory-native from NL-20. Not applicable to life insurers (different accounting model).

Historical Data

PeriodValueSource formData as of
Q1 FY26-27121.2 %NL-20-ANALYTICAL-RATIOS2026-09-10
Q4 FY25-26131.7 %NL-20-ANALYTICAL-RATIOS2026-09-10
Q3 FY25-26135.7 %NL-20-ANALYTICAL-RATIOS2026-09-10
Q2 FY25-26118.1 %NL-20-ANALYTICAL-RATIOS2026-09-10
Q1 FY25-26115.5 %NL-20-ANALYTICAL-RATIOS2026-09-10

Provenance

Reported by
Reliance General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-06-30_nl20.pdf · Reliance General Insurance's disclosure page
Extracted by
nonlife_adapter.py v1
Last verified
2026-09-10
Note
NL-20 row-format label match: combined_ratio