Reliance General Insurance — Distribution Mix
Reliance General Insurance's new business was led by the Brokers channel at 58.9% of premium for Q1 FY26-27, as reported in IRDAI form NL-36.
Channel mix — quarter ended Q1 FY26-27 vs. Q1 FY25-26 (year ago)
| Channel group | Policies, Q1 FY26-27 | Premium, Q1 FY26-27 | Policies, Q1 FY25-26 | Premium, Q1 FY25-26 | |||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Brokers | 14,17,761 | ₹1,74,099 lakh (58.9%) | 13,09,432 | ₹1,87,109 lakh (55.6%) | |||||||||||||||||||||||||||||||||||||||
| Agents/POSP | 3,70,243 | ₹33,125 lakh (11.2%) | 4,26,307 | ₹40,241 lakh (12.0%) | |||||||||||||||||||||||||||||||||||||||
Agents/POSP channels (2)
| |||||||||||||||||||||||||||||||||||||||||||
| Direct Website | 13,266 | ₹961 lakh (0.3%) | 23,982 | ₹1,271 lakh (0.4%) | |||||||||||||||||||||||||||||||||||||||
| Banks | 1,32,648 | ₹10,089 lakh (3.4%) | 1,08,899 | ₹5,104 lakh (1.5%) | |||||||||||||||||||||||||||||||||||||||
| Direct non-website | 68,355 | ₹63,520 lakh (21.5%) | 1,68,785 | ₹89,572 lakh (26.6%) | |||||||||||||||||||||||||||||||||||||||
Direct non-website channels (2)
| |||||||||||||||||||||||||||||||||||||||||||
| Corporate Agents | 1,16,834 | ₹10,600 lakh (3.6%) | 1,08,191 | ₹9,553 lakh (2.8%) | |||||||||||||||||||||||||||||||||||||||
| Others | 1,84,265 | ₹3,117 lakh (1.1%) | 1,81,686 | ₹3,858 lakh (1.1%) | |||||||||||||||||||||||||||||||||||||||
Others channels (7)
| |||||||||||||||||||||||||||||||||||||||||||
| Total, India | 23,03,372 | ₹2,95,511 lakh (100%) | 23,27,282 | ₹3,36,708 lakh (100%) | |||||||||||||||||||||||||||||||||||||||
Per IRDAI Form NL-36 (Business Channels Wise), "For the Quarter" column. Channels are grouped into ARGO's own 7-way classification (Brokers, Agents/POSP, Direct Website, Banks, Direct non-website, Corporate Agents, Others) — click a group with more than one channel to see its own breakdown. "Total, India" sums the 15 channels extracted here and excludes "Business outside India," a separate geography line on the same form. Some insurers report "Direct Business"'s sub-channels (Officers/Employees, Online, Others) as one combined figure rather than a real breakdown — shown as "Not disclosed" for those rows rather than guessed.
Total premium by quarter, trend
| Period | Total, India premium | Policies |
|---|---|---|
| Q2 FY25-26 | ₹3,58,263 lakh | 26,43,454 |
| Q3 FY25-26 | ₹2,81,444 lakh | 34,37,046 |
| Q4 FY25-26 | ₹2,47,244 lakh | 28,07,945 |
| Q1 FY26-27 | ₹2,95,511 lakh | 23,03,372 |