ECGC — Revenue Mix & Quality of Business

ECGC's revenue mix was led by Other lines at 100.0% of gross direct premium for Q1 FY26-27, as reported in IRDAI form NL-4.

combined ratio, Q1 FY26-27
188.0%
−0.1 pts
incurred claims ratio, Q1 FY26-27
159.5%
−0.1 pts
net commission ratio, Q1 FY26-27
-3.5%
−0.2 pts
expense ratio to gross premium, Q1 FY26-27
27.6%
+0.2 pts
Total gross direct premium, Q1 FY26-27
₹34,446.3 lakh
Largest line, Q1 FY26-27
Other lines
100.0% of gross direct premium

Revenue mix — % of gross direct premium by segment, Q1 FY26-27 to Q1 FY26-27

SegmentQ1 FY26-27
Fire0.0%
Marine0.0%
Motor0.0%
Health0.0%
Other lines100.0%
Other lines segments (1)
LineQ1 FY26-27
Other₹34,446.3 lakh

% of gross direct premium per IRDAI Form NL-4 (Premium Schedule); FY columns sum all four quarters' "for the quarter" figures and only appear for fiscal years where all four quarters are available — an incomplete year isn't shown as an annual total. Health includes Personal Accident and Travel; click a line with more than one segment to see its own breakdown (latest quarter and latest complete fiscal year only — quarterly splits for lines this small are noisy to trend). The tiles above are company-wide ratios, as filed — not segment-specific; segment-level incurred claims ratio for the largest lines (IRDAI Forms NL-5 / NL-20 segmental) hasn't been extracted for this insurer yet, so it isn't shown here rather than estimated. SeeUnderwriting Performance for the full per-segment history.