ECGC — Investment Performance
ECGC's investment portfolio was led by Government Securities at 48.4% of total investments for Q1 FY26-27, as filed in IRDAI form NL-12.
Asset mix, Q1 FY26-27
| Category | Amount | % of total |
|---|---|---|
| Government Securities | ₹9,27,779.51 lakh | 48.4% |
| Other Approved Securities | ₹49,739.24 lakh | 2.6% |
| Equity & Preference Shares | ₹3,27,808.49 lakh | 17.1% |
| Mutual Funds | ₹86,726.01 lakh | 4.5% |
| Debentures & Bonds | ₹1,07,369.24 lakh | 5.6% |
| Infrastructure & Housing | ₹3,80,573.49 lakh | 19.8% |
| Real Estate & Subsidiaries | Not disclosed | — |
| Other Investments | ₹37,598.22 lakh | 2.0% |
| Total | ₹19,17,594.2 lakh | 100.0% |
8 categories rolled up from IRDAI Form NL-12 (summed across Long Term + Short Term investments, Shareholders + Policyholders funds). A category showing "Not disclosed" means this insurer reported nothing against it this period, not that the figure was omitted.
Exposure-norm compliance
| Norm | Required min. | Actual | Status |
|---|---|---|---|
| Central Govt. Securities | 20% | 20.6% | Meets norm |
| Govt + Approved Securities | 30% | 52.7% | Meets norm |
| Housing & Infrastructure | 15% | 20.5% | Meets norm |
Required minimums are IRDAI's standard investment exposure norms, as printed on the insurer's own IRDAI Form NL-28b filing — not independently sourced by this site.
Non-performing investment assets
Gross NPA ratio: not disclosed.
Provision coverage: 100.0% of Gross NPA, for Q1 FY26-27.
Yield on investments
| Quarterly (non-annualized) | Annualized (full FY) | |
|---|---|---|
| Gross yield | 7.18% | 7.74% |
| Net yield | 5.37% | 5.79% |
Quarterly figures are as filed for that quarter, not annualized — don't multiply by 4 to compare against the annualized column. Annualized figures come from the full financial year's own filing (IRDAI Form NL-31).