ECGC — Distribution Mix
ECGC's new business was led by the Brokers channel at 100.0% of premium for Q1 FY26-27, as reported in IRDAI form NL-36.
Channel mix — quarter ended Q1 FY26-27 vs. Q1 FY25-26 (year ago)
| Channel group | Policies, Q1 FY26-27 | Premium, Q1 FY26-27 | Policies, Q1 FY25-26 | Premium, Q1 FY25-26 | |||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Brokers | 531 | ₹6,041.73 lakh (100.0%) | 116 | ₹6,146.13 lakh (100.0%) | |||||||||||||||||||||||||||||||||||||||
| Agents/POSP | Not disclosed | ₹0 lakh (0.0%) | Not disclosed | ₹0 lakh (0.0%) | |||||||||||||||||||||||||||||||||||||||
Agents/POSP channels (2)
| |||||||||||||||||||||||||||||||||||||||||||
| Direct Website | Not disclosed | ₹0 lakh (0.0%) | Not disclosed | ₹0 lakh (0.0%) | |||||||||||||||||||||||||||||||||||||||
| Banks | Not disclosed | ₹0 lakh (0.0%) | Not disclosed | ₹0 lakh (0.0%) | |||||||||||||||||||||||||||||||||||||||
| Direct non-website | Not disclosed | ₹0 lakh (0.0%) | Not disclosed | ₹0 lakh (0.0%) | |||||||||||||||||||||||||||||||||||||||
Direct non-website channels (2)
| |||||||||||||||||||||||||||||||||||||||||||
| Corporate Agents | Not disclosed | ₹0 lakh (0.0%) | Not disclosed | ₹0 lakh (0.0%) | |||||||||||||||||||||||||||||||||||||||
| Others | Not disclosed | ₹0 lakh (0.0%) | Not disclosed | ₹0 lakh (0.0%) | |||||||||||||||||||||||||||||||||||||||
Others channels (7)
| |||||||||||||||||||||||||||||||||||||||||||
| Total, India | 531 | ₹6,041.73 lakh (100%) | 116 | ₹6,146.13 lakh (100%) | |||||||||||||||||||||||||||||||||||||||
Per IRDAI Form NL-36 (Business Channels Wise), "For the Quarter" column. Channels are grouped into ARGO's own 7-way classification (Brokers, Agents/POSP, Direct Website, Banks, Direct non-website, Corporate Agents, Others) — click a group with more than one channel to see its own breakdown. "Total, India" sums the 15 channels extracted here and excludes "Business outside India," a separate geography line on the same form. Some insurers report "Direct Business"'s sub-channels (Officers/Employees, Online, Others) as one combined figure rather than a real breakdown — shown as "Not disclosed" for those rows rather than guessed.
Total premium by quarter, trend
| Period | Total, India premium | Policies |
|---|---|---|
| Q2 FY25-26 | ₹7,777.27 lakh | 170 |
| Q3 FY25-26 | ₹-13,921.4 lakh | — |
| Q4 FY25-26 | ₹30,693.1 lakh | 718 |
| Q1 FY26-27 | ₹6,041.73 lakh | 531 |