Indian Insurance Data — Q4 FY2025-26
In Q4 FY2025-26, 29 insurers reported solvency ratio data.27 met the IRDAI minimum of 1.5×. 2 were below the minimum.
Solvency Ratio — Q4 FY2025-26
General
| # | Insurer | Solvency |
|---|---|---|
| 1 | ECGC | 56.64× |
| 2 | Agriculture Insurance Company of India | 4.42× |
| 3 | Navi General Insurance | 3.83× |
| 4 | Zurich Kotak General Insurance | 3.15× |
| 5 | Bajaj Allianz General Insurance | 3.02× |
| 6 | Shriram General Insurance | 2.95× |
| 7 | Digit General Insurance | 2.42× |
| 8 | HDFC ERGO General Insurance | 2.07× |
| 9 | ICICI Lombard General Insurance | 2.00× |
| 10 | Chola MS General Insurance | 1.96× |
| 11 | IFFCO Tokio General Insurance | 1.91× |
| 12 | Tata AIG General Insurance | 1.91× |
| 13 | SBI General Insurance | 1.90× |
| 14 | Acko General Insurance | 1.88× |
| 15 | New India Assurance | 1.84× |
| 16 | Kshema General Insurance | 1.82× |
| 17 | Magma General Insurance | 1.74× |
| 18 | Reliance General Insurance | 1.73× |
| 19 | Raheja QBE General Insurance | 1.71× |
| 20 | Zuno General Insurance | 1.57× |
| 21 | National Insurance Company | -1.11×below min |
| 22 | Oriental Insurance Company | -1.63×below min |
Standalone Health
| # | Insurer | Solvency |
|---|---|---|
| 1 | Galaxy Health Insurance | 4.64× |
| 2 | Niva Bupa Health Insurance | 2.49× |
| 3 | Star Health Insurance | 2.05× |
| 4 | ManipalCigna Health Insurance | 1.84× |
| 5 | Care Health Insurance | 1.68× |
| 6 | Narayana Health Insurance | 1.67× |
| 7 | Aditya Birla Health Insurance | 1.66× |