Indian Insurance Data — Q1 FY2026-27
In Q1 FY2026-27, 31 insurers reported solvency ratio data.28 met the IRDAI minimum of 1.5×. 3 were below the minimum.
Solvency Ratio — Q1 FY2026-27
General
| # | Insurer | Solvency |
|---|---|---|
| 1 | ECGC | 56.14× |
| 2 | Agriculture Insurance Company of India | 4.65× |
| 3 | Shriram General Insurance | 3.02× |
| 4 | Navi General Insurance | 2.87× |
| 5 | Zurich Kotak General Insurance | 2.84× |
| 6 | Bajaj Allianz General Insurance | 2.54× |
| 7 | Digit General Insurance | 2.43× |
| 8 | HDFC ERGO General Insurance | 2.18× |
| 9 | Royal Sundaram General Insurance | 2.05× |
| 10 | ICICI Lombard General Insurance | 2.00× |
| 11 | SBI General Insurance | 2.00× |
| 12 | Raheja QBE General Insurance | 1.98× |
| 13 | IFFCO Tokio General Insurance | 1.97× |
| 14 | Chola MS General Insurance | 1.93× |
| 15 | Magma General Insurance | 1.84× |
| 16 | Tata AIG General Insurance | 1.84× |
| 17 | New India Assurance | 1.80× |
| 18 | Reliance General Insurance | 1.75× |
| 19 | Zuno General Insurance | 1.64× |
| 20 | Acko General Insurance | 1.59× |
| 21 | Kshema General Insurance | 1.53× |
| 22 | National Insurance Company | -1.22×below min |
| 23 | United India Insurance | -1.49×below min |
| 24 | Oriental Insurance Company | -1.70×below min |
Standalone Health
| # | Insurer | Solvency |
|---|---|---|
| 1 | Galaxy Health Insurance | 3.95× |
| 2 | Niva Bupa Health Insurance | 2.25× |
| 3 | Star Health Insurance | 2.09× |
| 4 | ManipalCigna Health Insurance | 1.93× |
| 5 | Narayana Health Insurance | 1.67× |
| 6 | Care Health Insurance | 1.58× |
| 7 | Aditya Birla Health Insurance | 1.58× |